Is STLC or RYLD a better dividend investment in 2026?

STLC currently yields 4.72% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: STLC offers higher current income.

What is the dividend yield difference between STLC and RYLD?

STLC has a forward dividend yield of 4.72% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 0.72 percentage points.

Home › Compare › STLC vs RYLD

STLC vs RYLD: Dividend Comparison 2026

STLC yields 4.72% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $790.00 in total portfolio value· pulled ahead in Year 7

INVESTMENT

TIME HORIZON10 years

STLC

● Live price

4.72%

Share price

$42.34

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.3K

Annual income

$639.11

Full STLC calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — STLC vs RYLD

📍 RYLD pulled ahead of the other in Year 7

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STLC	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, STLC + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STLC pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STLC

Annual income on $10K today (after 15% tax)

$401.47/yr

After 10yr DRIP, annual income (after tax)

$543.24/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, RYLD beats the other by $221.07/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STLC + RYLD for your $10,000?

STLC: 50%RYLD: 50%

100% RYLD50/50100% STLC

Portfolio after 10yr

$27.7K

Annual income

$769.15/yr

Blended yield

2.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STLC buys

RYLD buys

No recent congressional trades found for STLC or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTLCRYLD

Forward yield	4.72% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$27.3K	$28.0K ✓
Annual income after 10y	$639.11	$899.19 ✓
Total dividends collected	$5.6K	$6.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: STLC vs RYLD ($10,000, DRIP)

Year	STLC Portfolio	STLC Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,172	$472.31	$11,120	$420.00	+$52.00 → STLC
2	$12,448	$493.16	$12,357	$458.31	+$91.00 → STLC
3	$13,832	$513.50	$13,721	$499.76	+$111.00 → STLC
4	$15,334	$533.30	$15,227	$544.58	+$107.00 → STLC
5	$16,960	$552.52	$16,885	$593.02	+$75.00 → STLC
6	$18,718	$571.13	$18,713	$645.34	+$5.00 → STLC
7← crossover	$20,618	$589.10	$20,724	$701.81	$106.00 → RYLD
8	$22,667	$606.43	$22,938	$762.73	$271.00 → RYLD
9	$24,877	$623.10	$25,372	$828.41	$495.00 → RYLD
10	$27,257	$639.11	$28,047	$899.19	$790.00 → RYLD

STLC vs RYLD: Complete Analysis 2026

STLC — Stock

The investment seeks to track the investment results of the Russell US Large Cap Factors Blend Style Index. The fund generally will invest at least 90% of its assets in the component securities of the underlying index and may invest up to 10% of its assets in certain futures, options and swap contracts, cash and cash equivalents. The underlying index is designed to select equity securities from the Russell 1000 Index, with exposure to five equity style factors (momentum, quality, value, size and low volatility) while maintaining a level of risk similar to that of the parent index. It is non-diversified.

Full STLC Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

📬

Get this STLC vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STLC vs SCHD STLC vs JEPI STLC vs O STLC vs KO STLC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.