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STOT vs SCHD: Dividend Comparison 2026

STOT yields 4.46% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.2K in total portfolio value
10 years
STOT
STOT
● Live price
4.46%
Share price
$47.12
Annual div
$2.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$592.92
Full STOT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — STOT vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTOTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STOT + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STOT pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STOT
Annual income on $10K today (after 15% tax)
$378.77/yr
After 10yr DRIP, annual income (after tax)
$503.98/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, STOT beats the other by $141.92/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STOT + SCHD for your $10,000?

STOT: 50%SCHD: 50%
100% SCHD50/50100% STOT
Portfolio after 10yr
$27.9K
Annual income
$509.43/yr
Blended yield
1.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STOT buys
0
SCHD buys
0
No recent congressional trades found for STOT or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTOTSCHD
Forward yield4.46%3.46%
Annual dividend / share$2.10$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K$29.0K
Annual income after 10y$592.92$425.95
Total dividends collected$5.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: STOT vs SCHD ($10,000, DRIP)

YearSTOT PortfolioSTOT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,146$445.62$11,226$346.36$80.00SCHD
2$12,390$464.17$12,572$357.38$182.00SCHD
3$13,740$482.24$14,046$367.84$306.00SCHD
4$15,201$499.78$15,660$377.73$459.00SCHD
5$16,782$516.77$17,425$387.07$643.00SCHD
6$18,490$533.19$19,354$395.86$864.00SCHD
7$20,333$549.02$21,461$404.13$1.1KSCHD
8$22,321$564.26$23,762$411.89$1.4KSCHD
9$24,462$578.89$26,272$419.15$1.8KSCHD
10$26,767$592.92$29,010$425.95$2.2KSCHD

STOT vs SCHD: Complete Analysis 2026

STOTStock

The State Street DoubleLine Short Duration Total Return Tactical ETF seeks to maximize current income with a dollar-weighted average effective duration between one and three yearsProvides actively managed exposure to short duration fixed income with a dollar weighted average effective duration between one and three yearsCombines traditional and non-traditional fixed income asset classes with the goal of maximizing current income through active sector allocation and security selectionSeeks to outperform the benchmark, in part by exploiting mispriced areas of the bond market while also including asset classes not included in the index such as high yield bonds and emerging markets debt

Full STOT Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.