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STPZ vs SPHD: Dividend Comparison 2026

STPZ yields 3.59% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.8K in total portfolio value
10 years
STPZ
STPZ
● Live price
3.59%
Share price
$54.08
Annual div
$1.94
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.2K
Annual income
$451.79
Full STPZ calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — STPZ vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTPZSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, STPZ + SPHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
STPZ pays
SPHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STPZ
Annual income on $10K today (after 15% tax)
$304.92/yr
After 10yr DRIP, annual income (after tax)
$384.02/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $380.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STPZ + SPHD for your $10,000?

STPZ: 50%SPHD: 50%
100% SPHD50/50100% STPZ
Portfolio after 10yr
$26.6K
Annual income
$675.49/yr
Blended yield
2.54%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STPZ buys
0
SPHD buys
0
No recent congressional trades found for STPZ or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTPZSPHD
Forward yield3.59%4.00% ✓
Annual dividend / share$1.94$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$25.2K$28.0K ✓
Annual income after 10y$451.79$899.19 ✓
Total dividends collected$4.1K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: STPZ vs SPHD ($10,000, DRIP)

YearSTPZ PortfolioSTPZ Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,059$358.73$11,120$420.00$61.00 → SPHD
2$12,204$370.75$12,357$458.31$153.00 → SPHD
3$13,440$382.37$13,721$499.76$281.00 → SPHD
4$14,775$393.57$15,227$544.58$452.00 → SPHD
5$16,213$404.34$16,885$593.02$672.00 → SPHD
6$17,763$414.68$18,713$645.34$950.00 → SPHD
7$19,431$424.59$20,724$701.81$1.3K → SPHD
8$21,225$434.08$22,938$762.73$1.7K → SPHD
9$23,154$443.14$25,372$828.41$2.2K → SPHD
10$25,226$451.79$28,047$899.19$2.8K → SPHD

STPZ vs SPHD: Complete Analysis 2026

STPZ — Stock

The Fund seeks to provide total return that closely corresponds, before fees and expenses, to the total return of The BofA Merrill Lynch 1-5 Year US Inflation-Linked Treasury IndexSM

Full STPZ Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.