Is STR or XYLD a better dividend investment in 2026?

STR currently yields 7.73% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between STR and XYLD?

STR has a forward dividend yield of 7.73% ($1.40/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 3.47 percentage points.

Home › Compare › STR vs XYLD

STR vs XYLD: Dividend Comparison 2026

STR yields 7.73% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.4K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

STR

● Live price

7.73%

Share price

$18.12

Annual div

$1.40

5Y div CAGR

-43.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.4K

Annual income

$2.89

Full STR calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — STR vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STR	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, STR + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STR pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STR

Annual income on $10K today (after 15% tax)

$656.73/yr

After 10yr DRIP, annual income (after tax)

$2.46/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,845.92/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STR + XYLD for your $10,000?

STR: 50%XYLD: 50%

100% XYLD50/50100% STR

Portfolio after 10yr

$23.6K

Annual income

$1,676.96/yr

Blended yield

7.09%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on STR right now

STR

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$29.17

+61.0% upside vs current

Range: $27.00 — $33.00

Altman Z

0.9

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STR buys

XYLD buys

No recent congressional trades found for STR or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTRXYLD

Forward yield	7.73%	11.20% ✓
Annual dividend / share	$1.40	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-43.3%	0% ✓
Portfolio after 10y	$21.4K	$25.9K ✓
Annual income after 10y	$2.89	$3,351.03 ✓
Total dividends collected	$1.0K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: STR vs XYLD ($10,000, DRIP)

Year	STR Portfolio	STR Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,138	$438.08	$10,840	$1,120.44	+$298.00 → STR
2	$12,176	$258.56	$11,786	$1,249.59	+$390.00 → STR
3	$13,178	$149.78	$12,854	$1,397.78	+$324.00 → STR
4	$14,187	$85.90	$14,063	$1,568.33	+$124.00 → STR
5← crossover	$15,229	$49.00	$15,434	$1,765.19	$205.00 → XYLD
6	$16,323	$27.88	$16,995	$1,993.14	$672.00 → XYLD
7	$17,481	$15.83	$18,777	$2,257.95	$1.3K → XYLD
8	$18,714	$8.99	$20,818	$2,566.58	$2.1K → XYLD
9	$20,029	$5.10	$23,163	$2,927.50	$3.1K → XYLD
10	$21,434	$2.89	$25,865	$3,351.03	$4.4K → XYLD

STR vs XYLD: Complete Analysis 2026

STR — Stock

Sitio Royalties Corp. operates as oil and gas mineral and royalty company. The company acquires oil-weighted rights in productive and the United States basins. It has approximately 140,000 net royalty acres through the consummation of over 180 acquisitions. The company was founded in 2016 and is headquartered in Denver, Colorado.

Full STR Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this STR vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

STR vs SCHD STR vs JEPI STR vs O STR vs KO STR vs MAIN STR vs QYLD STR vs JEPQ STR vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.