Is STSFF or FCPT a better dividend investment in 2026?

STSFF currently yields 4.20% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between STSFF and FCPT?

STSFF has a forward dividend yield of 4.20% ($1.39/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 1.85 percentage points.

Home › Compare › STSFF vs FCPT

STSFF vs FCPT: Dividend Comparison 2026

STSFF yields 4.20% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STSFF wins by $2344.72M in total portfolio value

INVESTMENT

TIME HORIZON10 years

STSFF

● Live price

4.20%

Share price

$33.16

Annual div

$1.39

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2344.77M

Annual income

$2,242,187,229.90

Full STSFF calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — STSFF vs FCPT

📍 STSFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STSFF	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STSFF + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STSFF pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STSFF

Annual income on $10K today (after 15% tax)

$356.91/yr

After 10yr DRIP, annual income (after tax)

$1,905,859,145.42/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, STSFF beats the other by $1,905,854,236.43/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STSFF + FCPT for your $10,000?

STSFF: 50%FCPT: 50%

100% FCPT50/50100% STSFF

Portfolio after 10yr

$1172.41M

Annual income

$1,121,096,502.59/yr

Blended yield

95.62%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

STSFF

No analyst data

Altman Z

0.8

Piotroski

4/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STSFF buys

FCPT buys

No recent congressional trades found for STSFF or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTSFFFCPT

Forward yield	4.20%	6.05% ✓
Annual dividend / share	$1.39	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	15.8%
Portfolio after 10y	$2344.77M ✓	$49.1K
Annual income after 10y	$2,242,187,229.90 ✓	$5,775.28
Total dividends collected	$2337.47M ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: STSFF vs FCPT ($10,000, DRIP)

Year	STSFF Portfolio	STSFF Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,540	$839.79	$11,401	$700.92	+$139.00 → STSFF
2	$14,159	$1,811.40	$13,064	$864.84	+$1.1K → STSFF
3	$19,304	$4,154.27	$15,051	$1,072.48	+$4.3K → STSFF
4	$31,242	$10,586.79	$17,442	$1,337.22	+$13.8K → STSFF
5	$65,455	$32,025.82	$20,340	$1,677.08	+$45.1K → STSFF
6	$195,451	$125,413.93	$23,880	$2,116.57	+$171.6K → STSFF
7	$909,112	$699,979.74	$28,241	$2,689.36	+$880.9K → STSFF
8	$7,058,460	$6,085,709.65	$33,660	$3,442.07	+$7.02M → STSFF
9	$95,870,674	$88,318,122.17	$40,456	$4,439.95	+$95.83M → STSFF
10	$2,344,768,851	$2,242,187,229.90	$49,063	$5,775.28	+$2344.72M → STSFF

STSFF vs FCPT: Complete Analysis 2026

STSFF — Stock

SmartStop is a self-managed REIT with a fully integrated operations team of approximately 390 self storage professionals focused on growing the SmartStop® Self Storage brand. SmartStop, through its indirect subsidiary SmartStop REIT Advisors, LLC, also sponsors other self storage programs, including Strategic Storage Trust IV, Inc., a public non-traded REIT, and other private programs. SmartStop is the tenth-largest self storage company in the U.S., with approximately $1.7 billion of real estate assets under management, including an owned and managed portfolio of 148 properties in 19 states and Toronto, Canada and comprising approximately 99,000 units and 11.2 million rentable square feet.

Full STSFF Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.