Is STSFF or XYLD a better dividend investment in 2026?

STSFF currently yields 4.20% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between STSFF and XYLD?

STSFF has a forward dividend yield of 4.20% ($1.39/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.00 percentage points.

Home › Compare › STSFF vs XYLD

STSFF vs XYLD: Dividend Comparison 2026

STSFF yields 4.20% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 STSFF wins by $2344.74M in total portfolio value

INVESTMENT

TIME HORIZON10 years

STSFF

● Live price

4.20%

Share price

$33.16

Annual div

$1.39

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2344.77M

Annual income

$2,242,187,229.90

Full STSFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — STSFF vs XYLD

📍 STSFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STSFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STSFF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STSFF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STSFF

Annual income on $10K today (after 15% tax)

$356.91/yr

After 10yr DRIP, annual income (after tax)

$1,905,859,145.42/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, STSFF beats the other by $1,905,856,297.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STSFF + XYLD for your $10,000?

STSFF: 50%XYLD: 50%

100% XYLD50/50100% STSFF

Portfolio after 10yr

$1172.40M

Annual income

$1,121,095,290.46/yr

Blended yield

95.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STSFF buys

XYLD buys

No recent congressional trades found for STSFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTSFFXYLD

Forward yield	4.20%	11.20% ✓
Annual dividend / share	$1.39	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$2344.77M ✓	$25.9K
Annual income after 10y	$2,242,187,229.90 ✓	$3,351.03
Total dividends collected	$2337.47M ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: STSFF vs XYLD ($10,000, DRIP)

Year	STSFF Portfolio	STSFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,540	$839.79	$10,840	$1,120.44	+$700.00 → STSFF
2	$14,159	$1,811.40	$11,786	$1,249.59	+$2.4K → STSFF
3	$19,304	$4,154.27	$12,854	$1,397.78	+$6.5K → STSFF
4	$31,242	$10,586.79	$14,063	$1,568.33	+$17.2K → STSFF
5	$65,455	$32,025.82	$15,434	$1,765.19	+$50.0K → STSFF
6	$195,451	$125,413.93	$16,995	$1,993.14	+$178.5K → STSFF
7	$909,112	$699,979.74	$18,777	$2,257.95	+$890.3K → STSFF
8	$7,058,460	$6,085,709.65	$20,818	$2,566.58	+$7.04M → STSFF
9	$95,870,674	$88,318,122.17	$23,163	$2,927.50	+$95.85M → STSFF
10	$2,344,768,851	$2,242,187,229.90	$25,865	$3,351.03	+$2344.74M → STSFF

STSFF vs XYLD: Complete Analysis 2026

STSFF — Stock

SmartStop is a self-managed REIT with a fully integrated operations team of approximately 390 self storage professionals focused on growing the SmartStop® Self Storage brand. SmartStop, through its indirect subsidiary SmartStop REIT Advisors, LLC, also sponsors other self storage programs, including Strategic Storage Trust IV, Inc., a public non-traded REIT, and other private programs. SmartStop is the tenth-largest self storage company in the U.S., with approximately $1.7 billion of real estate assets under management, including an owned and managed portfolio of 148 properties in 19 states and Toronto, Canada and comprising approximately 99,000 units and 11.2 million rentable square feet.

Full STSFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.