Is STXB or HDV a better dividend investment in 2026?

STXB currently yields 2.74% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between STXB and HDV?

STXB has a forward dividend yield of 2.74% ($0.70/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.18 percentage points.

Home › Compare › STXB vs HDV

STXB vs HDV: Dividend Comparison 2026

STXB yields 2.74% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $507.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

STXB

● Live price

2.74%

Share price

$25.55

Annual div

$0.70

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.8K

Annual income

$326.92

Full STXB calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — STXB vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	STXB	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, STXB + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

STXB pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STXB

Annual income on $10K today (after 15% tax)

$232.88/yr

After 10yr DRIP, annual income (after tax)

$277.88/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $21.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of STXB + HDV for your $10,000?

STXB: 50%HDV: 50%

100% HDV50/50100% STXB

Portfolio after 10yr

$24.1K

Annual income

$339.82/yr

Blended yield

1.41%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STXB buys

HDV buys

No recent congressional trades found for STXB or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSTXBHDV

Forward yield	2.74%	2.92% ✓
Annual dividend / share	$0.70	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.8K	$24.3K ✓
Annual income after 10y	$326.92	$352.73 ✓
Total dividends collected	$3.0K	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: STXB vs HDV ($10,000, DRIP)

Year	STXB Portfolio	STXB Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,974	$273.97	$11,002	$292.38	$28.00 → HDV
2	$12,023	$280.99	$12,084	$300.36	$61.00 → HDV
3	$13,152	$287.71	$13,250	$308.02	$98.00 → HDV
4	$14,367	$294.15	$14,506	$315.35	$139.00 → HDV
5	$15,673	$300.29	$15,858	$322.35	$185.00 → HDV
6	$17,077	$306.16	$17,313	$329.04	$236.00 → HDV
7	$18,584	$311.75	$18,878	$335.42	$294.00 → HDV
8	$20,202	$317.07	$20,560	$341.49	$358.00 → HDV
9	$21,938	$322.12	$22,367	$347.25	$429.00 → HDV
10	$23,800	$326.92	$24,307	$352.73	$507.00 → HDV

STXB vs HDV: Complete Analysis 2026

STXB — Stock

Spirit of Texas Bancshares, Inc. operates as the bank holding company for Spirit of Texas Bank SSB that provides various commercial and retail banking services. It offers checking, money market, savings, and individual retirement accounts, as well as various certificates of deposit. The company also provides commercial and industrial loans; 1-4 single family residential real estate loans; construction, land, and development loans; commercial real estate loans, such as owner and nonowner-occupied commercial real estate loans, multifamily loans, and farmland loans; consumer loans and leases; and municipal and other loans. In addition, it offers a range of ancillary banking services, including treasury management services, consumer and commercial online banking services, mobile applications, safe deposit boxes, wire transfer services, debit cards, and ATM access. Further, it provides credit card processing and co-branded credit card services; and invests in U.S. Treasury bills and notes, as well as in securities of federally sponsored agencies, such as Federal Home Loan Bank bonds. As of February 26, 2022, it had 35 locations in the Houston, Dallas/Fort Worth, Bryan/College Station, Austin, San Antonio-New Braunfels, Corpus Christi, Austin, and Tyler metropolitan areas, as well as offices in North Central and South Texas. The company serves individuals, professionals, small and medium-sized businesses, and commercial companies. Spirit of Texas Bancshares, Inc. was incorporated in 2008 and is headquartered in Conroe, Texas.

Full STXB Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.