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STXT vs SCHD: Dividend Comparison 2026

STXT yields 4.47% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.2K in total portfolio value
10 years
STXT
STXT
● Live price
4.47%
Share price
$19.88
Annual div
$0.89
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.8K
Annual income
$595.38
Full STXT calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — STXT vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTXTSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, STXT + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
STXT pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STXT
Annual income on $10K today (after 15% tax)
$379.99/yr
After 10yr DRIP, annual income (after tax)
$506.07/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, STXT beats the other by $144.02/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STXT + SCHD for your $10,000?

STXT: 50%SCHD: 50%
100% SCHD50/50100% STXT
Portfolio after 10yr
$27.9K
Annual income
$510.66/yr
Blended yield
1.83%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STXT buys
0
SCHD buys
0
No recent congressional trades found for STXT or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTXTSCHD
Forward yield4.47% ✓3.46%
Annual dividend / share$0.89$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.8K$29.0K ✓
Annual income after 10y$595.38 ✓$425.95
Total dividends collected$5.2K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: STXT vs SCHD ($10,000, DRIP)

YearSTXT PortfolioSTXT Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,147$447.05$11,226$346.36$79.00 → SCHD
2$12,393$465.73$12,572$357.38$179.00 → SCHD
3$13,745$483.92$14,046$367.84$301.00 → SCHD
4$15,208$501.58$15,660$377.73$452.00 → SCHD
5$16,791$518.68$17,425$387.07$634.00 → SCHD
6$18,502$535.21$19,354$395.86$852.00 → SCHD
7$20,348$551.16$21,461$404.13$1.1K → SCHD
8$22,339$566.50$23,762$411.89$1.4K → SCHD
9$24,484$581.24$26,272$419.15$1.8K → SCHD
10$26,794$595.38$29,010$425.95$2.2K → SCHD

STXT vs SCHD: Complete Analysis 2026

STXT — Stock

The fund is an actively managed exchange-traded fund (“ETF”) that under normal conditions, invests at least 80% of its net assets (plus borrowings for investment purposes) in a portfolio of bonds of varying maturities.

Full STXT Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.