HomeCompareSTZ vs SYF

STZ vs SYF: Dividend Comparison 2026

STZ yields 2.73% · SYF yields 1.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SYF wins by $32.9K in total portfolio value· pulled ahead in Year 6
10 years
STZ
STZ
● Live price
2.73%
Share price
$149.72
Annual div
$4.08
5Y div CAGR
34.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.5K
Annual income
$11,878.95
Full STZ calculator →
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →

Portfolio growth — STZ vs SYF

📍 SYF pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSTZSYF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, STZ + SYF cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
STZ pays
SYF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

STZ
Annual income on $10K today (after 15% tax)
$231.63/yr
After 10yr DRIP, annual income (after tax)
$10,097.11/yr
SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
At 15% tax rate, SYF beats the other by $15,913.80/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of STZ + SYF for your $10,000?

STZ: 50%SYF: 50%
100% SYF50/50100% STZ
Portfolio after 10yr
$73.9K
Annual income
$21,240.01/yr
Blended yield
28.73%
📊

Analyst Conviction Gap

Where Wall Street is split right now

STZ
Analyst Ratings
1
Strong
23
Buy
21
Hold
1
Sell
Consensus: Buy
Price Target
$166.33
+11.1% upside vs current
Range: $135.00 — $197.00
Altman Z
2.8
Piotroski
8/9
SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

STZ buys
0
SYF buys
0
No recent congressional trades found for STZ or SYF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSTZSYF
Forward yield2.73%1.82%
Annual dividend / share$4.08$1.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR34.1%49.4%
Portfolio after 10y$57.5K$90.4K
Annual income after 10y$11,878.95$30,601.07
Total dividends collected$33.1K$64.6K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusBuyBuy
Analyst price target$166.33$90.08

Year-by-year: STZ vs SYF ($10,000, DRIP)

YearSTZ PortfolioSTZ Income/yrSYF PortfolioSYF Income/yrGap
1$11,065$365.43$10,972$271.60+$93.00STZ
2$12,347$506.78$12,156$416.06+$191.00STZ
3$13,920$708.69$13,650$643.63+$270.00STZ
4$15,895$1,001.33$15,615$1,009.16+$280.00STZ
5$18,441$1,433.05$18,320$1,611.86+$121.00STZ
6← crossover$21,816$2,083.64$22,243$2,640.44$427.00SYF
7$26,432$3,089.22$28,276$4,476.19$1.8KSYF
8$32,973$4,690.89$38,200$7,945.19$5.2KSYF
9$42,615$7,333.82$55,862$14,987.29$13.2KSYF
10$57,477$11,878.95$90,373$30,601.07$32.9KSYF

STZ vs SYF: Complete Analysis 2026

STZConsumer Staples

Constellation Brands, Inc., together with its subsidiaries, produces, imports, markets, and sells beer, wine, and spirits in the United States, Canada, Mexico, New Zealand, and Italy. It provides beer primarily under the Corona Extra, Corona Premier, Corona Familiar, Corona Light, Corona Refresca, Corona Hard Seltzer, Modelo Especial, Modelo Negra, Modelo Chelada, Pacifico, and Victoria brands. The company offers wine under the 7 Moons, Cook's California Champagne, Cooper & Thief, Crafters Union, Kim Crawford, Meiomi, Mount Veeder, Ruffino, SIMI, The Dreaming Tree, Charles Smith, The Prisoner Wine Company, Robert Mondavi, My Favorite Neighbor, and Schrader; and spirits under the Casa Noble, Copper & Kings, High West, Mi CAMPO, Nelson's Green Brier, and SVEDKA brands. It provides its products to wholesale distributors, retailers, on-premise locations, and state alcohol beverage control agencies. Constellation Brands, Inc. was founded in 1945 and is headquartered in Victor, New York.

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SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.