Is SUBYX or QYLD a better dividend investment in 2026?

SUBYX currently yields 0.84% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between SUBYX and QYLD?

SUBYX has a forward dividend yield of 0.84% ($0.10/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.08 percentage points.

Home › Compare › SUBYX vs QYLD

SUBYX vs QYLD: Dividend Comparison 2026

SUBYX yields 0.84% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $4.5K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

SUBYX

● Live price

0.84%

Share price

$12.23

Annual div

$0.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.9K

Annual income

$88.67

Full SUBYX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — SUBYX vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SUBYX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SUBYX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SUBYX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUBYX

Annual income on $10K today (after 15% tax)

$71.37/yr

After 10yr DRIP, annual income (after tax)

$75.37/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,735.04/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SUBYX + QYLD for your $10,000?

SUBYX: 50%QYLD: 50%

100% QYLD50/50100% SUBYX

Portfolio after 10yr

$23.1K

Annual income

$2,874.00/yr

Blended yield

12.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUBYX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSUBYXQYLD

Forward yield	0.84%	11.92% ✓
Annual dividend / share	$0.10	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.9K	$25.4K ✓
Annual income after 10y	$88.67	$5,659.31 ✓
Total dividends collected	$865.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SUBYX vs QYLD ($10,000, DRIP)

Year	SUBYX Portfolio	SUBYX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,784	$83.97	$10,352	$1,192.36	+$432.00 → SUBYX
2	$11,623	$84.63	$10,830	$1,347.57	+$793.00 → SUBYX
3	$12,522	$85.25	$11,460	$1,539.07	+$1.1K → SUBYX
4	$13,485	$85.83	$12,275	$1,777.84	+$1.2K → SUBYX
5	$14,515	$86.38	$13,323	$2,078.95	+$1.2K → SUBYX
6	$15,618	$86.90	$14,667	$2,463.34	+$951.00 → SUBYX
7	$16,799	$87.38	$16,396	$2,960.57	+$403.00 → SUBYX
8← crossover	$18,062	$87.84	$18,631	$3,612.97	$569.00 → QYLD
9	$19,415	$88.27	$21,548	$4,482.15	$2.1K → QYLD
10	$20,863	$88.67	$25,398	$5,659.31	$4.5K → QYLD

SUBYX vs QYLD: Complete Analysis 2026

SUBYX — Stock

The fund pursues its objective by investing at least 80% of its net assets in fixed income instruments. The fixed income instruments in which the fund may invest can be of varying maturities and include bonds, debt securities, mortgage- and asset-backed securities (including to-be-announced securities) and other similar instruments issued by various U.S. and non-U.S. public- or private-sector entities.

Full SUBYX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this SUBYX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SUBYX vs SCHD SUBYX vs JEPI SUBYX vs O SUBYX vs KO SUBYX vs MAIN SUBYX vs XYLD SUBYX vs JEPQ SUBYX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.