Is SUGBY or XYLD a better dividend investment in 2026?

SUGBY currently yields 1.46% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SUGBY and XYLD?

SUGBY has a forward dividend yield of 1.46% ($1.16/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.52 percentage points.

Home › Compare › SUGBY vs XYLD

SUGBY vs XYLD: Dividend Comparison 2026

SUGBY yields 1.46% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SUGBY wins by $17.51M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SUGBY

● Live price

1.46%

Share price

$80.02

Annual div

$1.16

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$17.54M

Annual income

$15,492,130.95

Full SUGBY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SUGBY vs XYLD

📍 SUGBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SUGBY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SUGBY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SUGBY pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUGBY

Annual income on $10K today (after 15% tax)

$123.71/yr

After 10yr DRIP, annual income (after tax)

$13,168,311.31/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SUGBY beats the other by $13,165,575.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SUGBY + XYLD for your $10,000?

SUGBY: 50%XYLD: 50%

100% XYLD50/50100% SUGBY

Portfolio after 10yr

$8.78M

Annual income

$7,747,674.98/yr

Blended yield

88.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUGBY buys

XYLD buys

No recent congressional trades found for SUGBY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSUGBYXYLD

Forward yield	1.46%	10.98% ✓
Annual dividend / share	$1.16	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$17.54M	$25.3K ✓
Annual income after 10y	$15,492,130.95 ✓	$3,219.02
Total dividends collected	$17.35M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SUGBY vs XYLD ($10,000, DRIP)

Year	SUGBY Portfolio	SUGBY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,991	$291.09	$10,818	$1,098.39	+$173.00 → SUGBY
2	$12,358	$598.02	$11,738	$1,222.51	+$620.00 → SUGBY
3	$14,480	$1,256.86	$12,774	$1,364.64	+$1.7K → SUGBY
4	$18,247	$2,752.65	$13,944	$1,527.86	+$4.3K → SUGBY
5	$26,007	$6,483.37	$15,270	$1,715.87	+$10.7K → SUGBY
6	$45,101	$17,272.62	$16,775	$1,933.09	+$28.3K → SUGBY
7	$104,245	$55,987.28	$18,490	$2,184.87	+$85.8K → SUGBY
8	$353,427	$241,884.82	$20,450	$2,477.63	+$333.0K → SUGBY
9	$1,911,017	$1,532,850.52	$22,697	$2,819.19	+$1.89M → SUGBY
10	$17,536,919	$15,492,130.95	$25,280	$3,219.02	+$17.51M → SUGBY

SUGBY vs XYLD: Complete Analysis 2026

SUGBY — Stock

Suruga Bank Ltd. provides various banking and financial products and services to individuals and corporate customers in Japan. The company offers deposit products, such as time, ordinary, savings, foreign currency, and other deposits, as well as current and general accounts; card, housing, second house, resort, startup, project assistance, and business up term loans, as well as loans by purpose; credit and debit cards; and overdrafts and other financing products. It also provides investment trust, public bond, pension contribution, insurance, inheritance/trust, lottery, foreign currency exchange reservation, pay-easy, Web oral receipt, safe deposit box, external linkage, foreign remittance, fund management, e-combination, payment, nursing care/medical care/dispensing compensation receivable factoring, mortgage, and Internet and telephone banking services. In addition, the company offers staffing, money lending and credit guarantee, mortgage loans guarantee, printing, bookbinding, packing and shipping, leasing, and clerical agency and system engineering services. It operates through a network of 128 branches in Japan. The company was founded in 1895 and is headquartered in Numazu, Japan.

Full SUGBY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.