Is SUM or RYLD a better dividend investment in 2026?

SUM currently yields 3.81% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SUM and RYLD?

SUM has a forward dividend yield of 3.81% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 8.58 percentage points.

Home › Compare › SUM vs RYLD

SUM vs RYLD: Dividend Comparison 2026

SUM yields 3.81% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SUM wins by $1397.89M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

SUM

● Live price

3.81%

Share price

$52.49

Annual div

$2.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1397.93M

Annual income

$1,330,836,594.57

Full SUM calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — SUM vs RYLD

📍 SUM pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SUM	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SUM + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SUM pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUM

Annual income on $10K today (after 15% tax)

$323.87/yr

After 10yr DRIP, annual income (after tax)

$1,131,211,105.38/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, SUM beats the other by $1,131,208,824.85/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SUM + RYLD for your $10,000?

SUM: 50%RYLD: 50%

100% RYLD50/50100% SUM

Portfolio after 10yr

$698.99M

Annual income

$665,419,638.77/yr

Blended yield

95.20%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on SUM right now

SUM

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$46.61

-11.2% upside vs current

Range: $35.00 — $55.00

Altman Z

2.3

Piotroski

6/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUM buys

RYLD buys

No recent congressional trades found for SUM or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSUMRYLD

Forward yield	3.81%	12.39% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1397.93M ✓	$45.3K
Annual income after 10y	$1,330,836,594.57 ✓	$2,682.98
Total dividends collected	$1393.11M ✓	$19.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SUM vs RYLD ($10,000, DRIP)

Year	SUM Portfolio	SUM Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,462	$762.05	$11,939	$1,239.34	$477.00 → RYLD
2	$13,897	$1,632.65	$14,158	$1,382.89	$261.00 → RYLD
3← crossover	$18,570	$3,699.97	$16,682	$1,532.59	+$1.9K → SUM
4	$29,111	$9,241.22	$19,537	$1,687.64	+$9.6K → SUM
5	$58,227	$27,078.46	$22,752	$1,847.20	+$35.5K → SUM
6	$163,540	$101,237.16	$26,355	$2,010.43	+$137.2K → SUM
7	$706,466	$531,477.92	$30,376	$2,176.45	+$676.1K → SUM
8	$5,047,310	$4,291,391.78	$34,847	$2,344.43	+$5.01M → SUM
9	$62,708,347	$57,307,725.12	$39,800	$2,513.54	+$62.67M → SUM
10	$1,397,934,526	$1,330,836,594.57	$45,269	$2,682.98	+$1397.89M → SUM

SUM vs RYLD: Complete Analysis 2026

SUM — Stock

Summit Materials, Inc., through its subsidiaries, produces and sells construction materials and related downstream products for the public infrastructure, and residential and nonresidential end markets. It operates through three segments: West, East, and Cement. The company's products include aggregates, cement, ready-mix concrete, asphalt paving mixes, and concrete products, as well as plastics components. It also provides asphalt paving and related services to the private and public infrastructure sectors. In addition, the company operates municipal waste, construction, and demolition debris landfills; and liquid asphalt terminals. It has operations in the United States; and in British Columbia, Canada. The company was founded in 2009 and is headquartered in Denver, Colorado.

Full SUM Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.