Is SUNL or ADC a better dividend investment in 2026?

SUNL currently yields 800.00% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: SUNL offers higher current income.

What is the dividend yield difference between SUNL and ADC?

SUNL has a forward dividend yield of 800.00% ($2.00/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 795.87 percentage points.

Home › Compare › SUNL vs ADC

SUNL vs ADC: Dividend Comparison 2026

SUNL yields 800.00% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SUNL wins by $2773896.29M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SUNL

● Live price

800.00%

Share price

$0.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2773896.46M

Annual income

$2,226,430,694,490.38

Full SUNL calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — SUNL vs ADC

📍 SUNL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SUNL	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SUNL + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SUNL pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUNL

Annual income on $10K today (after 15% tax)

$68,000.00/yr

After 10yr DRIP, annual income (after tax)

$1,892,466,090,316.82/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, SUNL beats the other by $1,892,466,021,639.13/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SUNL + ADC for your $10,000?

SUNL: 50%ADC: 50%

100% ADC50/50100% SUNL

Portfolio after 10yr

$1386948.32M

Annual income

$1,113,215,387,643.84/yr

Blended yield

80.26%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SUNL

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$2.50

+900.0% upside vs current

Range: $2.50 — $2.50

Altman Z

-3.0

Piotroski

3/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUNL buys

ADC buys

No recent congressional trades found for SUNL or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSUNLADC

Forward yield	800.00% ✓	4.13%
Annual dividend / share	$2.00	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	40.4% ✓
Portfolio after 10y	$2773896.46M ✓	$178.9K
Annual income after 10y	$2,226,430,694,490.38 ✓	$80,797.29
Total dividends collected	$2730603.49M ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Buy	Buy
Analyst price target	$2.50	$81.06 ✓

Year-by-year: SUNL vs ADC ($10,000, DRIP)

Year	SUNL Portfolio	SUNL Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$90,700	$80,000.00	$10,990	$580.36	+$79.7K → SUNL
2	$775,180	$678,130.84	$12,301	$860.26	+$762.9K → SUNL
3	$6,246,019	$5,416,576.76	$14,104	$1,298.62	+$6.23M → SUNL
4	$47,472,138	$40,788,897.61	$16,691	$2,008.16	+$47.46M → SUNL
5	$340,525,323	$289,730,135.14	$20,580	$3,205.09	+$340.50M → SUNL
6	$2,306,680,888	$1,942,318,792.24	$26,754	$5,330.02	+$2306.65M → SUNL
7	$14,764,459,529	$12,296,310,979.28	$37,196	$9,345.14	+$14764.42M → SUNL
8	$89,354,478,583	$73,556,506,887.09	$56,244	$17,523.09	+$89354.42M → SUNL
9	$511,650,252,638	$416,040,960,553.41	$94,286	$35,736.21	+$511650.16M → SUNL
10	$2,773,896,464,813	$2,226,430,694,490.38	$178,949	$80,797.29	+$2773896.29M → SUNL

SUNL vs ADC: Complete Analysis 2026

SUNL — Stock

Sunlight Financial Holdings Inc. operates a business-to-business-to-consumer technology-enabled point-of-sale financing platform in the United States. Its platform is used to provide secured and unsecured loans for homeowners originated by third-party lenders to purchase and install residential solar energy systems, and other home improvements. The company was founded in 2014 and is based in Charlotte, North Carolina.

Full SUNL Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.