HomeCompareSUNL vs MO

SUNL vs MO: Dividend Comparison 2026

SUNL yields 800.00% · MO yields 6.27%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SUNL wins by $2773896.39M in total portfolio value
10 years
SUNL
SUNL
● Live price
800.00%
Share price
$0.25
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2773896.46M
Annual income
$2,226,430,694,490.38
Full SUNL calculator →
MO
Altria Group Inc.
● Live price
6.27%
Share price
$67.02
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$28,968.54
Full MO calculator →

Portfolio growth — SUNL vs MO

📍 SUNL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSUNLMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SUNL + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SUNL pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUNL
Annual income on $10K today (after 15% tax)
$68,000.00/yr
After 10yr DRIP, annual income (after tax)
$1,892,466,090,316.82/yr
MO
Annual income on $10K today (after 15% tax)
$532.68/yr
After 10yr DRIP, annual income (after tax)
$24,623.26/yr
At 15% tax rate, SUNL beats the other by $1,892,466,065,693.56/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of SUNL + MO for your $10,000?

SUNL: 50%MO: 50%
100% MO50/50100% SUNL
Portfolio after 10yr
$1386948.27M
Annual income
$1,113,215,361,729.46/yr
Blended yield
80.26%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

SUNL
Analyst Ratings
3
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$2.50
+900.0% upside vs current
Range: $2.50 — $2.50
Altman Z
-3.0
Piotroski
3/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-8.6% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUNL buys
0
MO buys
0
No recent congressional trades found for SUNL or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSUNLMO
Forward yield800.00%6.27%
Annual dividend / share$2.00$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%22.6%
Portfolio after 10y$2773896.46M$77.7K
Annual income after 10y$2,226,430,694,490.38$28,968.54
Total dividends collected$2730603.49M$72.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$2.50$61.25

Year-by-year: SUNL vs MO ($10,000, DRIP)

YearSUNL PortfolioSUNL Income/yrMO PortfolioMO Income/yrGap
1← crossover$90,700$80,000.00$10,558$768.31+$80.1KSUNL
2$775,180$678,130.84$11,352$1,015.87+$763.8KSUNL
3$6,246,019$5,416,576.76$12,482$1,367.86+$6.23MSUNL
4$47,472,138$40,788,897.61$14,103$1,883.39+$47.46MSUNL
5$340,525,323$289,730,135.14$16,472$2,664.91+$340.51MSUNL
6$2,306,680,888$1,942,318,792.24$20,024$3,897.79+$2306.66MSUNL
7$14,764,459,529$12,296,310,979.28$25,537$5,933.74+$14764.43MSUNL
8$89,354,478,583$73,556,506,887.09$34,478$9,476.77+$89354.44MSUNL
9$511,650,252,638$416,040,960,553.41$49,776$16,022.63+$511650.20MSUNL
10$2,773,896,464,813$2,226,430,694,490.38$77,699$28,968.54+$2773896.39MSUNL

SUNL vs MO: Complete Analysis 2026

SUNLStock

Sunlight Financial Holdings Inc. operates a business-to-business-to-consumer technology-enabled point-of-sale financing platform in the United States. Its platform is used to provide secured and unsecured loans for homeowners originated by third-party lenders to purchase and install residential solar energy systems, and other home improvements. The company was founded in 2014 and is based in Charlotte, North Carolina.

Full SUNL Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.