HomeCompareSURFX vs DIVO

SURFX vs DIVO: Dividend Comparison 2026

SURFX yields 20.28% · DIVO yields 6.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SURFX wins by $43.6K in total portfolio value
10 years
SURFX
SURFX
● Live price
20.28%
Share price
$9.86
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$74.3K
Annual income
$6,945.53
Full SURFX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — SURFX vs DIVO

📍 SURFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSURFXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SURFX + DIVO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SURFX pays
DIVO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SURFX
Annual income on $10K today (after 15% tax)
$1,724.14/yr
After 10yr DRIP, annual income (after tax)
$5,903.70/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, SURFX beats the other by $5,069.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SURFX + DIVO for your $10,000?

SURFX: 50%DIVO: 50%
100% DIVO50/50100% SURFX
Portfolio after 10yr
$52.5K
Annual income
$3,963.60/yr
Blended yield
7.55%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SURFX buys
0
DIVO buys
0
No recent congressional trades found for SURFX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSURFXDIVO
Forward yield20.28%6.49%
Annual dividend / share$2.00$2.91
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$74.3K$30.7K
Annual income after 10y$6,945.53$981.68
Total dividends collected$42.6K$8.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SURFX vs DIVO ($10,000, DRIP)

YearSURFX PortfolioSURFX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$12,728$2,028.40$11,349$649.42+$1.4KSURFX
2$16,032$2,412.92$12,833$688.83+$3.2KSURFX
3$19,995$2,840.41$14,459$727.90+$5.5KSURFX
4$24,705$3,310.72$16,238$766.49+$8.5KSURFX
5$30,258$3,823.04$18,179$804.47+$12.1KSURFX
6$36,752$4,375.94$20,293$841.71+$16.5KSURFX
7$44,292$4,967.39$22,591$878.14+$21.7KSURFX
8$52,987$5,594.86$25,087$913.65+$27.9KSURFX
9$62,952$6,255.36$27,791$948.18+$35.2KSURFX
10$74,304$6,945.53$30,718$981.68+$43.6KSURFX

SURFX vs DIVO: Complete Analysis 2026

SURFXStock

The fund will invest at least 80% of its net assets, including borrowings for investment purposes, in a portfolio of primarily investment grade municipal securities issued by or on behalf of the State of Hawaii or any of its political subdivisions or agencies that pay interest that is exempt from regular federal and State of Hawaii income tax. More than 25% of the fund's assets may be invested in a particular segment of the municipal securities market. The fund is non-diversified.

Full SURFX Calculator →

DIVOETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.