Is SURFX or DVY a better dividend investment in 2026?

SURFX currently yields 20.28% with a 5% 5-year dividend growth rate. DVY yields 3.50% with 5% growth. The better choice depends on your goal: SURFX offers higher current income.

What is the dividend yield difference between SURFX and DVY?

SURFX has a forward dividend yield of 20.28% ($2.00/share annually). DVY yields 3.50% ($5.25/share annually). The yield gap is 16.78 percentage points.

Home › Compare › SURFX vs DVY

SURFX vs DVY: Dividend Comparison 2026

SURFX yields 20.28% · DVY yields 3.50%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SURFX wins by $49.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SURFX

● Live price

20.28%

Share price

$9.86

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$74.3K

Annual income

$6,945.53

Full SURFX calculator →

DVY

● Live price

3.50%

Share price

$150.03

Annual div

$5.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$437.78

Full DVY calculator →

Portfolio growth — SURFX vs DVY

📍 SURFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SURFX	DVY
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SURFX + DVY cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

SURFX pays

DVY pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SURFX

Annual income on $10K today (after 15% tax)

$1,724.14/yr

After 10yr DRIP, annual income (after tax)

$5,903.70/yr

DVY

Annual income on $10K today (after 15% tax)

$297.17/yr

After 10yr DRIP, annual income (after tax)

$372.11/yr

At 15% tax rate, SURFX beats the other by $5,531.59/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SURFX + DVY for your $10,000?

SURFX: 50%DVY: 50%

100% DVY50/50100% SURFX

Portfolio after 10yr

$49.7K

Annual income

$3,691.65/yr

Blended yield

7.43%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SURFX buys

DVY buys

No recent congressional trades found for SURFX or DVY in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSURFXDVY

Forward yield	20.28% ✓	3.50%
Annual dividend / share	$2.00	$5.25 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$74.3K ✓	$25.1K
Annual income after 10y	$6,945.53 ✓	$437.78
Total dividends collected	$42.6K ✓	$4.0K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SURFX vs DVY ($10,000, DRIP)

Year	SURFX Portfolio	SURFX Income/yr	DVY Portfolio	DVY Income/yr	Gap
1← crossover	$12,728	$2,028.40	$11,050	$349.62	+$1.7K → SURFX
2	$16,032	$2,412.92	$12,184	$361.04	+$3.8K → SURFX
3	$19,995	$2,840.41	$13,409	$372.07	+$6.6K → SURFX
4	$24,705	$3,310.72	$14,730	$382.68	+$10.0K → SURFX
5	$30,258	$3,823.04	$16,154	$392.89	+$14.1K → SURFX
6	$36,752	$4,375.94	$17,688	$402.69	+$19.1K → SURFX
7	$44,292	$4,967.39	$19,338	$412.07	+$25.0K → SURFX
8	$52,987	$5,594.86	$21,113	$421.04	+$31.9K → SURFX
9	$62,952	$6,255.36	$23,020	$429.61	+$39.9K → SURFX
10	$74,304	$6,945.53	$25,070	$437.78	+$49.2K → SURFX

SURFX vs DVY: Complete Analysis 2026

SURFX — Stock

The fund will invest at least 80% of its net assets, including borrowings for investment purposes, in a portfolio of primarily investment grade municipal securities issued by or on behalf of the State of Hawaii or any of its political subdivisions or agencies that pay interest that is exempt from regular federal and State of Hawaii income tax. More than 25% of the fund's assets may be invested in a particular segment of the municipal securities market. The fund is non-diversified.

Full SURFX Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.