Is SURMF or XYLD a better dividend investment in 2026?

SURMF currently yields 1659.75% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: SURMF offers higher current income.

What is the dividend yield difference between SURMF and XYLD?

SURMF has a forward dividend yield of 1659.75% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1648.77 percentage points.

Home › Compare › SURMF vs XYLD

SURMF vs XYLD: Dividend Comparison 2026

SURMF yields 1659.75% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SURMF wins by $1770839408.01M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SURMF

● Live price

1659.75%

Share price

$0.12

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1770839408.03M

Annual income

$1,583,197,467,901,122.00

Full SURMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SURMF vs XYLD

📍 SURMF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SURMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SURMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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SURMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SURMF

Annual income on $10K today (after 15% tax)

$141,078.84/yr

After 10yr DRIP, annual income (after tax)

$1,345,717,847,715,953.80/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SURMF beats the other by $1,345,717,847,713,217.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SURMF + XYLD for your $10,000?

SURMF: 50%XYLD: 50%

100% XYLD50/50100% SURMF

Portfolio after 10yr

$885419704.03M

Annual income

$791,598,733,952,170.50/yr

Blended yield

89.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SURMF buys

XYLD buys

No recent congressional trades found for SURMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSURMFXYLD

Forward yield	1659.75% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1770839408.03M ✓	$25.3K
Annual income after 10y	$1,583,197,467,901,122.00 ✓	$3,219.02
Total dividends collected	$1757310445.55M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SURMF vs XYLD ($10,000, DRIP)

Year	SURMF Portfolio	SURMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$176,675	$165,975.10	$10,818	$1,098.39	+$165.9K → SURMF
2	$2,929,572	$2,740,529.78	$11,738	$1,222.51	+$2.92M → SURMF
3	$45,604,381	$42,469,738.87	$12,774	$1,364.64	+$45.59M → SURMF
4	$666,668,214	$617,871,526.01	$13,944	$1,527.86	+$666.65M → SURMF
5	$9,154,795,375	$8,441,460,386.60	$15,270	$1,715.87	+$9154.78M → SURMF
6	$118,131,607,460	$108,335,976,408.30	$16,775	$1,933.09	+$118131.59M → SURMF
7	$1,432,891,741,440	$1,306,490,921,457.94	$18,490	$2,184.87	+$1432891.72M → SURMF
8	$16,343,699,758,865	$14,810,505,595,524.22	$20,450	$2,477.63	+$16343699.74M → SURMF
9	$175,366,299,189,071	$157,878,540,447,085.03	$22,697	$2,819.19	+$175366299.17M → SURMF
10	$1,770,839,408,033,428	$1,583,197,467,901,122.00	$25,280	$3,219.02	+$1770839408.01M → SURMF

SURMF vs XYLD: Complete Analysis 2026

SURMF — Stock

Surface Metals Inc. engages in the acquisition, exploration, and evaluation of natural resource properties in the United States and Canada. It explores for gold, lithium, and precious metals. The company was formerly known as ACME Lithium Inc. and changed its name to Surface Metals Inc. in April 2025. Surface Metals Inc. was incorporated in 2017 and is based in Vancouver, Canada.

Full SURMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.