Is SURY or SCHD a better dividend investment in 2026?

SURY currently yields 21978.02% with a 5% 5-year dividend growth rate. SCHD yields 3.77% with 13.05% growth. The better choice depends on your goal: SURY offers higher current income.

What is the dividend yield difference between SURY and SCHD?

SURY has a forward dividend yield of 21978.02% ($2.00/share annually). SCHD yields 3.77% ($1.05/share annually). The yield gap is 21974.25 percentage points.

Home › Compare › SURY vs SCHD

SURY vs SCHD: Dividend Comparison 2026

SURY yields 21978.02% · SCHD yields 3.77%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SURY wins by $133883659849018736640.00M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SURY

● Live price

21978.02%

Share price

$0.01

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$133883659849018736640.00M

Annual income

$132,695,959,531,130,540,000,000,000.00

Full SURY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.77%

Share price

$27.84

Annual div

$1.05

5Y div CAGR

13.05%

Payout ratio

38%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.7K

Annual income

$1,925.82

Full SCHD calculator →

Portfolio growth — SURY vs SCHD

📍 SURY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SURY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SURY + SCHD cover 4 of 12 months — good coverage

Jan

—

Feb

—

Mar

SCHD

Apr

—

May

—

Jun

SCHD

Jul

—

Aug

—

Sep

SCHD

Oct

—

Nov

—

Dec

SCHD

SURY pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SURY

Annual income on $10K today (after 15% tax)

$1,868,131.87/yr

After 10yr DRIP, annual income (after tax)

$112,791,565,601,460,960,000,000,000.00/yr

SCHD

Annual income on $10K today (after 15% tax)

$320.58/yr

After 10yr DRIP, annual income (after tax)

$1,636.95/yr

At 15% tax rate, SURY beats the other by $112,791,565,601,460,960,000,000,000.00/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SURY + SCHD for your $10,000?

SURY: 50%SCHD: 50%

100% SCHD50/50100% SURY

Portfolio after 10yr

$66941829924509368320.00M

Annual income

$66,347,979,765,565,270,000,000,000.00/yr

Blended yield

99.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SURY buys

SCHD buys

No recent congressional trades found for SURY or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSURYSCHD

Forward yield	21978.02% ✓	3.77%
Annual dividend / share	$2.00 ✓	$1.05
Payout ratio	50%	38% ✓
1-year div growth	0%	5.18% ✓
5-year div CAGR	0%	13.05% ✓
Portfolio after 10y	$133883659849018736640.00M ✓	$36.7K
Annual income after 10y	$132,695,959,531,130,540,000,000,000.00 ✓	$1,925.82
Total dividends collected	$133805353031208288256.00M ✓	$10.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SURY vs SCHD ($10,000, DRIP)

Year	SURY Portfolio	SURY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$2,208,502	$2,197,802.20	$11,306	$426.37	+$2.20M → SURY
2	$455,994,030	$453,630,933.10	$12,802	$500.91	+$455.98M → SURY
3	$88,022,605,054	$87,534,691,441.48	$14,518	$589.33	+$88022.59M → SURY
4	$15,885,978,830,053	$15,791,794,642,644.97	$16,490	$694.43	+$15885978.81M → SURY
5	$2,680,588,588,147,197	$2,663,590,590,799,040.50	$18,761	$819.56	+$2680588588.13M → SURY
6	$422,917,156,433,403,260	$420,048,926,644,085,700.00	$21,381	$968.84	+$422917156433.38M → SURY
7	$62,388,248,501,996,870,000	$61,935,727,144,613,134,000.00	$24,409	$1,147.26	+$62388248501996.84M → SURY
8	$8,605,714,909,688,405,000,000	$8,538,959,483,791,268,000,000.00	$27,918	$1,360.94	+$8605714909688405.00M → SURY
9	$1,110,000,297,091,772,800,000,000	$1,100,792,182,138,406,200,000,000.00	$31,993	$1,617.39	+$1110000297091772800.00M → SURY
10	$133,883,659,849,018,740,000,000,000	$132,695,959,531,130,540,000,000,000.00	$36,734	$1,925.82	+$133883659849018736640.00M → SURY

SURY vs SCHD: Complete Analysis 2026

SURY — Stock

Surya Oil and Gas Corp. focuses on acquiring traditional oil and gas opportunities and energy transition materials. It focuses on mining opportunities in copper, lithium, and gold, as well as other precious and rare earth metals. The company was formerly known as Cunningham Natural Resources Corp and changed its name to Surya Oil and Gas Corp. in July 2025. Surya Oil and Gas Corp. is based in Charleston, West Virginia. As of July 1, 2025, Surya Oil and Gas Corp. operates as a subsidiary of Aruna Holdings, LLC.

Full SURY Calculator →

SCHD — ETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.