Is SUTNY or RYLD a better dividend investment in 2026?

SUTNY currently yields 3.18% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SUTNY and RYLD?

SUTNY has a forward dividend yield of 3.18% ($0.21/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.96 percentage points.

Home › Compare › SUTNY vs RYLD

SUTNY vs RYLD: Dividend Comparison 2026

SUTNY yields 3.18% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SUTNY wins by $3.36M in total portfolio value· pulled ahead in Year 4

INVESTMENT

TIME HORIZON10 years

SUTNY

● Live price

3.18%

Share price

$6.61

Annual div

$0.21

5Y div CAGR

70.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.41M

Annual income

$2,615,936.82

Full SUTNY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SUTNY vs RYLD

📍 SUTNY pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SUTNY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SUTNY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SUTNY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SUTNY

Annual income on $10K today (after 15% tax)

$270.05/yr

After 10yr DRIP, annual income (after tax)

$2,223,546.30/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SUTNY beats the other by $2,221,347.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SUTNY + RYLD for your $10,000?

SUTNY: 50%RYLD: 50%

100% RYLD50/50100% SUTNY

Portfolio after 10yr

$1.72M

Annual income

$1,309,262.08/yr

Blended yield

75.90%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SUTNY buys

RYLD buys

No recent congressional trades found for SUTNY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSUTNYRYLD

Forward yield	3.18%	12.14% ✓
Annual dividend / share	$0.21	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	70.3% ✓	0%
Portfolio after 10y	$3.41M	$44.5K ✓
Annual income after 10y	$2,615,936.82 ✓	$2,587.35
Total dividends collected	$3.31M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SUTNY vs RYLD ($10,000, DRIP)

Year	SUTNY Portfolio	SUTNY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,241	$541.04	$11,914	$1,213.65	$673.00 → RYLD
2	$12,996	$967.99	$14,099	$1,351.30	$1.1K → RYLD
3	$15,687	$1,781.15	$16,580	$1,494.55	$893.00 → RYLD
4← crossover	$20,207	$3,421.83	$19,384	$1,642.61	+$823.00 → SUTNY
5	$28,637	$7,015.37	$22,535	$1,794.70	+$6.1K → SUTNY
6	$46,465	$15,823.66	$26,063	$1,950.00	+$20.4K → SUTNY
7	$90,581	$40,864.03	$29,995	$2,107.69	+$60.6K → SUTNY
8	$223,713	$126,790.61	$34,361	$2,266.99	+$189.4K → SUTNY
9	$737,763	$498,390.64	$39,194	$2,427.12	+$698.6K → SUTNY
10	$3,405,343	$2,615,936.82	$44,525	$2,587.35	+$3.36M → SUTNY

SUTNY vs RYLD: Complete Analysis 2026

SUTNY — Stock

Sumitomo Mitsui Trust Holdings, Inc. operates as a trust bank in Japan and internationally. It offers supervising services for management strategies, and financial and human resource management; and corporate administration, operational process, risk, and compliance management services; and internal auditing services. The company also provides real estate brokerage and consulting services for individual and corporate clients. In addition, it offers stock transfer agency services; asset management services; and retail total solution, marketing, and fiduciary services. The company was formerly known as Chuo Mitsui Trust Holdings, Inc. and changed its name to Sumitomo Mitsui Trust Holdings, Inc. in 2011. Sumitomo Mitsui Trust Holdings, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan.

Full SUTNY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.