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SVBT vs FCPT: Dividend Comparison 2026

SVBT yields 1.58% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SVBT wins by $542.0K in total portfolio value· pulled ahead in Year 5
10 years
SVBT
SVBT
● Live price
1.58%
Share price
$61.52
Annual div
$0.97
5Y div CAGR
72.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$591.0K
Annual income
$387,404.65
Full SVBT calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — SVBT vs FCPT

📍 SVBT pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSVBTFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SVBT + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SVBT pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVBT
Annual income on $10K today (after 15% tax)
$134.02/yr
After 10yr DRIP, annual income (after tax)
$329,293.95/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, SVBT beats the other by $324,384.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SVBT + FCPT for your $10,000?

SVBT: 50%FCPT: 50%
100% FCPT50/50100% SVBT
Portfolio after 10yr
$320.0K
Annual income
$196,589.97/yr
Blended yield
61.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

SVBT
No analyst data
Altman Z
0.2
Piotroski
4/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVBT buys
0
FCPT buys
0
No recent congressional trades found for SVBT or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSVBTFCPT
Forward yield1.58%6.05% ✓
Annual dividend / share$0.97$1.43 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR72.8% ✓15.8%
Portfolio after 10y$591.0K ✓$49.1K
Annual income after 10y$387,404.65 ✓$5,775.28
Total dividends collected$551.0K ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: SVBT vs FCPT ($10,000, DRIP)

YearSVBT PortfolioSVBT Income/yrFCPT PortfolioFCPT Income/yrGap
1$10,972$272.46$11,401$700.92$429.00 → FCPT
2$12,223$482.80$13,064$864.84$841.00 → FCPT
3$13,948$868.58$15,051$1,072.48$1.1K → FCPT
4$16,524$1,600.58$17,442$1,337.22$918.00 → FCPT
5← crossover$20,744$3,062.43$20,340$1,677.08+$404.00 → SVBT
6$28,404$6,208.44$23,880$2,116.57+$4.5K → SVBT
7$44,121$13,729.02$28,241$2,689.36+$15.9K → SVBT
8$81,650$34,440.37$33,660$3,442.07+$48.0K → SVBT
9$190,294$102,928.66$40,456$4,439.95+$149.8K → SVBT
10$591,020$387,404.65$49,063$5,775.28+$542.0K → SVBT

SVBT vs FCPT: Complete Analysis 2026

SVBT — Stock

SVB & T Corporation operates as a financial holding company for Springs Valley Bank & Trust Company that provides banking and financial services to individual and corporate customers in Orange, Dubois, and surrounding counties in southern Indiana. It offers checking, savings, and club accounts; certificates of deposit; individual retirement accounts; health savings accounts; CDARS/insured cash sweep accounts; and safe deposit boxes. The company also provides personal loans comprising mortgages, construction, professional loans, first time home buyer, and veteran's administration loan/federal housing administration/US department of agriculture; home equity line of credit and consumer loan products; and debit and credit cards. In addition, it offers business loans comprising commercial, agricultural, lines of credit, small business administration/farm service agency, and leases; and financial planning, investment management, estate planning and administration, trust, and other services, as well as brokerage services, such as mutual funds, annuities, tax advantage investments, life insurance products, retirement plans, and professionally managed accounts. Further, the company offers online solutions, which include online banking, e-statement, retail bill pay, mobile banking, mobile deposit, transfer, and mobile wallet services, as well as cash management services. SVB&T Corporation was founded in 1902 and is headquartered in French Lick, Indiana.

Full SVBT Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.