Is SVNDY or RYLD a better dividend investment in 2026?

SVNDY currently yields 1.11% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SVNDY and RYLD?

SVNDY has a forward dividend yield of 1.11% ($0.15/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.03 percentage points.

Home › Compare › SVNDY vs RYLD

SVNDY vs RYLD: Dividend Comparison 2026

SVNDY yields 1.11% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $19.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SVNDY

● Live price

1.11%

Share price

$13.85

Annual div

$0.15

5Y div CAGR

23.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$1,105.15

Full SVNDY calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SVNDY vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SVNDY	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SVNDY + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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SVNDY pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SVNDY

Annual income on $10K today (after 15% tax)

$94.26/yr

After 10yr DRIP, annual income (after tax)

$939.38/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,259.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SVNDY + RYLD for your $10,000?

SVNDY: 50%RYLD: 50%

100% RYLD50/50100% SVNDY

Portfolio after 10yr

$35.0K

Annual income

$1,846.24/yr

Blended yield

5.28%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SVNDY buys

RYLD buys

No recent congressional trades found for SVNDY or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSVNDYRYLD

Forward yield	1.11%	12.14% ✓
Annual dividend / share	$0.15	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	23.2% ✓	0%
Portfolio after 10y	$25.4K	$44.5K ✓
Annual income after 10y	$1,105.15	$2,587.35 ✓
Total dividends collected	$4.7K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SVNDY vs RYLD ($10,000, DRIP)

Year	SVNDY Portfolio	SVNDY Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,837	$136.62	$11,914	$1,213.65	$1.1K → RYLD
2	$11,766	$170.47	$14,099	$1,351.30	$2.3K → RYLD
3	$12,802	$213.11	$16,580	$1,494.55	$3.8K → RYLD
4	$13,966	$266.99	$19,384	$1,642.61	$5.4K → RYLD
5	$15,278	$335.34	$22,535	$1,794.70	$7.3K → RYLD
6	$16,770	$422.41	$26,063	$1,950.00	$9.3K → RYLD
7	$18,478	$533.86	$29,995	$2,107.69	$11.5K → RYLD
8	$20,449	$677.28	$34,361	$2,266.99	$13.9K → RYLD
9	$22,743	$863.00	$39,194	$2,427.12	$16.5K → RYLD
10	$25,440	$1,105.15	$44,525	$2,587.35	$19.1K → RYLD

SVNDY vs RYLD: Complete Analysis 2026

SVNDY — Stock

Seven & i Holdings Co., Ltd. engages in retail, food, financial, and IT businesses in Japan, North America, and internationally. It operates through seven segments: Domestic Convenience Store operations, Overseas Convenience Store Operations, Superstore Operations, Department Store Operations, Financial Services, Specialty Stores Operations, and Others. The company's Domestic Convenience Store Operations segment operates convenience stores comprising directly managed corporate stores and franchised stores. Its Overseas Convenience Store Operations segment engages in convenience store operation and gasoline retail businesses. The company's Superstore Operations segment operates retail business that provide daily life necessities, such as food and other daily necessities. Its Department Store Operations operates department stores that provide various merchandise products. The company's Financial Services segment offers banking, leasing, and credit card services. Its Specialty Store Operations segment operates specialty retail stores. The company's others segment engages in real estate and other businesses. It operates approximately 22,500 stores in Japan and 71,800 stores internationally. The company was incorporated in 2005 and is headquartered in Tokyo, Japan.

Full SVNDY Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.