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SWC vs RYLD: Dividend Comparison 2026

SWC yields 23.26% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SWC wins by $60.9K in total portfolio value
10 years
SWC
SWC
● Live price
23.26%
Share price
$8.60
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$89.0K
Annual income
$9,407.39
Full SWC calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — SWC vs RYLD

📍 SWC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWCRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SWC + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SWC pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWC
Annual income on $10K today (after 15% tax)
$1,976.74/yr
After 10yr DRIP, annual income (after tax)
$7,996.28/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SWC beats the other by $7,231.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWC + RYLD for your $10,000?

SWC: 50%RYLD: 50%
100% RYLD50/50100% SWC
Portfolio after 10yr
$58.5K
Annual income
$5,153.29/yr
Blended yield
8.81%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWC buys
0
RYLD buys
0
No recent congressional trades found for SWC or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWCRYLD
Forward yield23.26% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$89.0K ✓$28.0K
Annual income after 10y$9,407.39 ✓$899.19
Total dividends collected$54.5K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SWC vs RYLD ($10,000, DRIP)

YearSWC PortfolioSWC Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$13,026$2,325.58$11,120$420.00+$1.9K → SWC
2$16,768$2,831.03$12,357$458.31+$4.4K → SWC
3$21,348$3,406.09$13,721$499.76+$7.6K → SWC
4$26,895$4,052.69$15,227$544.58+$11.7K → SWC
5$33,550$4,771.71$16,885$593.02+$16.7K → SWC
6$41,461$5,562.90$18,713$645.34+$22.7K → SWC
7$50,788$6,424.95$20,724$701.81+$30.1K → SWC
8$61,699$7,355.45$22,938$762.73+$38.8K → SWC
9$74,369$8,351.01$25,372$828.41+$49.0K → SWC
10$88,982$9,407.39$28,047$899.19+$60.9K → SWC

SWC vs RYLD: Complete Analysis 2026

SWC — Stock

SWC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SWC shares.

Full SWC Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.