HomeCompareSWDAF vs RYLD

SWDAF vs RYLD: Dividend Comparison 2026

SWDAF yields 0.14% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $24.8K in total portfolio value
10 years
SWDAF
SWDAF
● Live price
0.14%
Share price
$38.45
Annual div
$0.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.7K
Annual income
$0.01
Full SWDAF calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — SWDAF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWDAFRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SWDAF + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SWDAF pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWDAF
Annual income on $10K today (after 15% tax)
$12.00/yr
After 10yr DRIP, annual income (after tax)
$0.01/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $2,199.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWDAF + RYLD for your $10,000?

SWDAF: 50%RYLD: 50%
100% RYLD50/50100% SWDAF
Portfolio after 10yr
$32.1K
Annual income
$1,293.68/yr
Blended yield
4.03%
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Analyst Conviction Gap

Where Wall Street is most bullish on RYLD right now

SWDAF
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
3.6
Piotroski
5/9
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWDAF buys
0
RYLD buys
0
No recent congressional trades found for SWDAF or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWDAFRYLD
Forward yield0.14%12.14%
Annual dividend / share$0.05$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$19.7K$44.5K
Annual income after 10y$0.01$2,587.35
Total dividends collected$14.00$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SWDAF vs RYLD ($10,000, DRIP)

YearSWDAF PortfolioSWDAF Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,707$7.06$11,914$1,213.65$1.2KRYLD
2$11,460$3.53$14,099$1,351.30$2.6KRYLD
3$12,264$1.77$16,580$1,494.55$4.3KRYLD
4$13,123$0.88$19,384$1,642.61$6.3KRYLD
5$14,043$0.44$22,535$1,794.70$8.5KRYLD
6$15,026$0.22$26,063$1,950.00$11.0KRYLD
7$16,078$0.11$29,995$2,107.69$13.9KRYLD
8$17,203$0.06$34,361$2,266.99$17.2KRYLD
9$18,407$0.03$39,194$2,427.12$20.8KRYLD
10$19,696$0.01$44,525$2,587.35$24.8KRYLD

SWDAF vs RYLD: Complete Analysis 2026

SWDAFStock

Software Aktiengesellschaft provides software development, licensing, maintenance, and IT services in Germany, the United States, and internationally. It operates through three segments: Digital Business Platform, Adabas & Natural, and Professional Services. The company offers Internet of Things (IoT) and analytics solutions comprising Cumulocity IoT for integrating digital equipment and sensors through an IoT device management and application enablement platform, as well as provides streaming analytics for big data analytics in real time and solutions for predictive analytics, artificial intelligence (AI), and machine learning; and TrendMiner, an intuitive Web-based analytics platform for visualization of industrial processes and process data. It also provides webMethods that integrate systems, applications, and processes through application programming interfaces or direct connections and orchestrate them in the form of microservices; ARIS for modeling, documenting, and optimizing business processes; Alfabet, which enables enterprise architecture mapping and optimal decision making for IT investments; Adabas & Natural for transaction processing; and CONNX for data integration, virtualization, and replication. In addition, the company offers professional services, which include implementation, development, and upgrade/migration services. Further, it has strategic alliance with Persistent System to develop industry solutions and accelerators for healthcare and life sciences; banking, financial services, and insurance; and telecommunications. Software Aktiengesellschaft was founded in 1969 and is headquartered in Darmstadt, Germany.

Full SWDAF Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.