Is SWIN or RYLD a better dividend investment in 2026?

SWIN currently yields 60.98% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: SWIN offers higher current income.

What is the dividend yield difference between SWIN and RYLD?

SWIN has a forward dividend yield of 60.98% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 48.84 percentage points.

Home › Compare › SWIN vs RYLD

SWIN vs RYLD: Dividend Comparison 2026

SWIN yields 60.98% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SWIN wins by $638.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SWIN

● Live price

60.98%

Share price

$3.28

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$683.4K

Annual income

$161,702.57

Full SWIN calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SWIN vs RYLD

📍 SWIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWIN	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SWIN + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SWIN pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWIN

Annual income on $10K today (after 15% tax)

$5,182.93/yr

After 10yr DRIP, annual income (after tax)

$137,447.18/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SWIN beats the other by $135,247.94/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SWIN + RYLD for your $10,000?

SWIN: 50%RYLD: 50%

100% RYLD50/50100% SWIN

Portfolio after 10yr

$363.9K

Annual income

$82,144.96/yr

Blended yield

22.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWIN buys

RYLD buys

No recent congressional trades found for SWIN or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWINRYLD

Forward yield	60.98% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$683.4K ✓	$44.5K
Annual income after 10y	$161,702.57 ✓	$2,587.35
Total dividends collected	$568.4K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SWIN vs RYLD ($10,000, DRIP)

Year	SWIN Portfolio	SWIN Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$16,798	$6,097.56	$11,914	$1,213.65	+$4.9K → SWIN
2	$27,546	$9,572.35	$14,099	$1,351.30	+$13.4K → SWIN
3	$44,144	$14,670.44	$16,580	$1,494.55	+$27.6K → SWIN
4	$69,207	$21,972.54	$19,384	$1,642.61	+$49.8K → SWIN
5	$106,245	$32,193.72	$22,535	$1,794.70	+$83.7K → SWIN
6	$159,872	$46,189.87	$26,063	$1,950.00	+$133.8K → SWIN
7	$236,020	$64,957.10	$29,995	$2,107.69	+$206.0K → SWIN
8	$342,165	$89,622.97	$34,361	$2,266.99	+$307.8K → SWIN
9	$487,545	$121,428.69	$39,194	$2,427.12	+$448.4K → SWIN
10	$683,376	$161,702.57	$44,525	$2,587.35	+$638.9K → SWIN

SWIN vs RYLD: Complete Analysis 2026

SWIN — Stock

Solowin Holdings, an investment holding company, provides securities brokerage, corporate finance, investment advisory, and asset management services in Hong Kong. It operates Solomon Pro, a trading platform that allows investors to trade listed securities and their derivative products listed on the Hong Kong Stock Exchange, New York Stock Exchange, Nasdaq, Shanghai Stock Exchange, and Shenzhen Stock Exchange. The company also provides Hong Kong securities trading, initial public offering subscription and placement, bond trading, fund subscription, equity custodian and agent, investment immigrant account management, enterprise employee shareholding exercise, professional investment research, and instant quotation services. In addition, it offers investment advisory services to its clients based on their financial needs and risk appetite; and issues and manages various fund products. Further, the company provides professional asset management services to financial institutions and private institutions, as well as tailored financial services to individual investors; investment banking services; financial and independent financial advisory services for unlisted and listed companies; and offshore private fund investment services. Solowin Holdings was incorporated in 2021 and is based in Tsim Sha Tsui, Hong Kong.

Full SWIN Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.