HomeCompareSWSDF vs CL

SWSDF vs CL: Dividend Comparison 2026

SWSDF yields 4.37% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SWSDF wins by $2929.59M in total portfolio value
10 years
SWSDF
SWSDF
● Live price
4.37%
Share price
$1,067.00
Annual div
$46.68
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2929.63M
Annual income
$2,806,402,979.09
Full SWSDF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — SWSDF vs CL

📍 SWSDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWSDFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SWSDF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SWSDF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWSDF
Annual income on $10K today (after 15% tax)
$371.87/yr
After 10yr DRIP, annual income (after tax)
$2,385,442,532.23/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, SWSDF beats the other by $2,385,437,940.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWSDF + CL for your $10,000?

SWSDF: 50%CL: 50%
100% CL50/50100% SWSDF
Portfolio after 10yr
$1464.84M
Annual income
$1,403,204,190.53/yr
Blended yield
95.79%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

SWSDF
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Altman Z
0.4
Piotroski
7/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWSDF buys
0
CL buys
0
No recent congressional trades found for SWSDF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWSDFCL
Forward yield4.37%2.43%
Annual dividend / share$46.68$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$2929.63M$40.8K
Annual income after 10y$2,806,402,979.09$5,401.96
Total dividends collected$2920.89M$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: SWSDF vs CL ($10,000, DRIP)

YearSWSDF PortfolioSWSDF Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,575$874.98$11,012$312.01+$563.00SWSDF
2$14,278$1,893.05$12,196$412.95+$2.1KSWSDF
3$19,643$4,364.80$13,599$549.66+$6.0KSWSDF
4$32,241$11,223.63$15,288$736.64+$17.0KSWSDF
5$68,932$34,434.36$17,353$995.28+$51.6KSWSDF
6$211,368$137,610.31$19,926$1,357.80+$191.4KSWSDF
7$1,014,866$788,702.00$23,194$1,873.82+$991.7KSWSDF
8$8,164,199$7,078,293.12$27,439$2,621.52+$8.14MSWSDF
9$115,169,544$106,433,850.56$33,088$3,727.38+$115.14MSWSDF
10$2,929,634,391$2,806,402,979.09$40,806$5,401.96+$2929.59MSWSDF

SWSDF vs CL: Complete Analysis 2026

SWSDFStock

Swiss Life Holding AG provides life insurance, risk, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, and Asset Managers segments. The company offers a range of life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, and health insurance. In addition, the company manages assets and provides advisory services for institutional clients. Further, the company engages in the private equity, information technology, real estate, banking, restaurant, and investment funds businesses. Swiss Life Holding AG distributes its products through its agents, financial advisors, and distribution partners. The company operates in Switzerland and internationally under the Swiss Life Select, Tecis, Horbach, Proventus, Chase de Vere, and Fincentrum brands. Swiss Life Holding AG was founded in 1857 and is headquartered in Zurich, Switzerland.

Full SWSDF Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.