Is SWSDF or RYLD a better dividend investment in 2026?

SWSDF currently yields 4.37% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between SWSDF and RYLD?

SWSDF has a forward dividend yield of 4.37% ($46.68/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.77 percentage points.

Home › Compare › SWSDF vs RYLD

SWSDF vs RYLD: Dividend Comparison 2026

SWSDF yields 4.37% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SWSDF wins by $2929.59M in total portfolio value· pulled ahead in Year 2

INVESTMENT

TIME HORIZON10 years

SWSDF

● Live price

4.37%

Share price

$1,067.00

Annual div

$46.68

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2929.63M

Annual income

$2,806,402,979.09

Full SWSDF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — SWSDF vs RYLD

📍 SWSDF pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWSDF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SWSDF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SWSDF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWSDF

Annual income on $10K today (after 15% tax)

$371.87/yr

After 10yr DRIP, annual income (after tax)

$2,385,442,532.23/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, SWSDF beats the other by $2,385,440,332.98/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SWSDF + RYLD for your $10,000?

SWSDF: 50%RYLD: 50%

100% RYLD50/50100% SWSDF

Portfolio after 10yr

$1464.84M

Annual income

$1,403,202,783.22/yr

Blended yield

95.79%

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Analyst Conviction Gap

Where Wall Street is most bullish on SWSDF right now

SWSDF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.4

Piotroski

7/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWSDF buys

RYLD buys

No recent congressional trades found for SWSDF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWSDFRYLD

Forward yield	4.37%	12.14% ✓
Annual dividend / share	$46.68 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$2929.63M ✓	$44.5K
Annual income after 10y	$2,806,402,979.09 ✓	$2,587.35
Total dividends collected	$2920.89M ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SWSDF vs RYLD ($10,000, DRIP)

Year	SWSDF Portfolio	SWSDF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$11,575	$874.98	$11,914	$1,213.65	$339.00 → RYLD
2← crossover	$14,278	$1,893.05	$14,099	$1,351.30	+$179.00 → SWSDF
3	$19,643	$4,364.80	$16,580	$1,494.55	+$3.1K → SWSDF
4	$32,241	$11,223.63	$19,384	$1,642.61	+$12.9K → SWSDF
5	$68,932	$34,434.36	$22,535	$1,794.70	+$46.4K → SWSDF
6	$211,368	$137,610.31	$26,063	$1,950.00	+$185.3K → SWSDF
7	$1,014,866	$788,702.00	$29,995	$2,107.69	+$984.9K → SWSDF
8	$8,164,199	$7,078,293.12	$34,361	$2,266.99	+$8.13M → SWSDF
9	$115,169,544	$106,433,850.56	$39,194	$2,427.12	+$115.13M → SWSDF
10	$2,929,634,391	$2,806,402,979.09	$44,525	$2,587.35	+$2929.59M → SWSDF

SWSDF vs RYLD: Complete Analysis 2026

SWSDF — Stock

Swiss Life Holding AG provides life insurance, risk, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, and Asset Managers segments. The company offers a range of life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, and health insurance. In addition, the company manages assets and provides advisory services for institutional clients. Further, the company engages in the private equity, information technology, real estate, banking, restaurant, and investment funds businesses. Swiss Life Holding AG distributes its products through its agents, financial advisors, and distribution partners. The company operates in Switzerland and internationally under the Swiss Life Select, Tecis, Horbach, Proventus, Chase de Vere, and Fincentrum brands. Swiss Life Holding AG was founded in 1857 and is headquartered in Zurich, Switzerland.

Full SWSDF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.