Is SWT or VYM a better dividend investment in 2026?

SWT currently yields 23.22% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: SWT offers higher current income.

What is the dividend yield difference between SWT and VYM?

SWT has a forward dividend yield of 23.22% ($11.85/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 20.81 percentage points.

Home › Compare › SWT vs VYM

SWT vs VYM: Dividend Comparison 2026

SWT yields 23.22% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $3.9K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

SWT

● Live price

23.22%

Share price

$51.06

Annual div

$11.85

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.9K

Annual income

$2.76

Full SWT calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — SWT vs VYM

📍 VYM pulled ahead of the other in Year 6

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWT	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SWT + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SWT pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWT

Annual income on $10K today (after 15% tax)

$1,973.43/yr

After 10yr DRIP, annual income (after tax)

$2.35/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, VYM beats the other by $234.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SWT + VYM for your $10,000?

SWT: 50%VYM: 50%

100% VYM50/50100% SWT

Portfolio after 10yr

$25.9K

Annual income

$140.65/yr

Blended yield

0.54%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWT buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWTVYM

Forward yield	23.22% ✓	2.41%
Annual dividend / share	$11.85 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$23.9K	$27.8K ✓
Annual income after 10y	$2.76	$278.55 ✓
Total dividends collected	$2.5K	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SWT vs VYM ($10,000, DRIP)

Year	SWT Portfolio	SWT Income/yr	VYM Portfolio	VYM Income/yr	Gap
1	$11,861	$1,160.84	$11,151	$241.44	+$710.00 → SWT
2	$13,334	$643.39	$12,413	$246.79	+$921.00 → SWT
3	$14,606	$338.00	$13,794	$251.79	+$812.00 → SWT
4	$15,801	$173.01	$15,306	$256.47	+$495.00 → SWT
5	$16,995	$87.46	$16,960	$260.84	+$35.00 → SWT
6← crossover	$18,228	$43.96	$18,768	$264.92	$540.00 → VYM
7	$19,527	$22.03	$20,745	$268.71	$1.2K → VYM
8	$20,904	$11.03	$22,905	$272.24	$2.0K → VYM
9	$22,373	$5.52	$25,265	$275.51	$2.9K → VYM
10	$23,942	$2.76	$27,842	$278.55	$3.9K → VYM

SWT vs VYM: Complete Analysis 2026

SWT — Stock

SWT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SWT shares.

Full SWT Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.