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SWVXX vs DIVO: Dividend Comparison 2026

SWVXX yields 3.61% · DIVO yields 6.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DIVO wins by $5.4K in total portfolio value
10 years
SWVXX
SWVXX
● Live price
3.61%
Share price
$1.00
Annual div
$0.04
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$455.64
Full SWVXX calculator →
DIVO
DIVO
● Live price
6.49%
Share price
$44.85
Annual div
$2.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.7K
Annual income
$981.68
Full DIVO calculator →

Portfolio growth — SWVXX vs DIVO

📍 DIVO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSWVXXDIVO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SWVXX + DIVO cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
SWVXX pays
DIVO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWVXX
Annual income on $10K today (after 15% tax)
$307.04/yr
After 10yr DRIP, annual income (after tax)
$387.29/yr
DIVO
Annual income on $10K today (after 15% tax)
$552.00/yr
After 10yr DRIP, annual income (after tax)
$834.43/yr
At 15% tax rate, DIVO beats the other by $447.13/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWVXX + DIVO for your $10,000?

SWVXX: 50%DIVO: 50%
100% DIVO50/50100% SWVXX
Portfolio after 10yr
$28.0K
Annual income
$718.66/yr
Blended yield
2.57%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWVXX buys
0
DIVO buys
0
No recent congressional trades found for SWVXX or DIVO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSWVXXDIVO
Forward yield3.61%6.49% ✓
Annual dividend / share$0.04$2.91 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.3K$30.7K ✓
Annual income after 10y$455.64$981.68 ✓
Total dividends collected$4.1K$8.2K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: SWVXX vs DIVO ($10,000, DRIP)

YearSWVXX PortfolioSWVXX Income/yrDIVO PortfolioDIVO Income/yrGap
1← crossover$11,061$361.22$11,349$649.42$288.00 → DIVO
2$12,209$373.41$12,833$688.83$624.00 → DIVO
3$13,449$385.19$14,459$727.90$1.0K → DIVO
4$14,787$396.55$16,238$766.49$1.5K → DIVO
5$16,229$407.48$18,179$804.47$1.9K → DIVO
6$17,783$417.97$20,293$841.71$2.5K → DIVO
7$19,456$428.04$22,591$878.14$3.1K → DIVO
8$21,256$437.66$25,087$913.65$3.8K → DIVO
9$23,190$446.86$27,791$948.18$4.6K → DIVO
10$25,269$455.64$30,718$981.68$5.4K → DIVO

SWVXX vs DIVO: Complete Analysis 2026

SWVXX — Stock

The fund’s goal is to seek the highest current income consistent with stability of capital and liquidity.

Full SWVXX Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.