Is SWYNX or HDV a better dividend investment in 2026?

SWYNX currently yields 2.00% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: HDV offers higher current income.

What is the dividend yield difference between SWYNX and HDV?

SWYNX has a forward dividend yield of 2.00% ($0.43/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.92 percentage points.

Home › Compare › SWYNX vs HDV

SWYNX vs HDV: Dividend Comparison 2026

SWYNX yields 2.00% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDV wins by $1.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SWYNX

● Live price

2.00%

Share price

$21.60

Annual div

$0.43

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.6K

Annual income

$227.50

Full SWYNX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — SWYNX vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SWYNX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SWYNX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

SWYNX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SWYNX

Annual income on $10K today (after 15% tax)

$169.92/yr

After 10yr DRIP, annual income (after tax)

$193.38/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, HDV beats the other by $106.45/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SWYNX + HDV for your $10,000?

SWYNX: 50%HDV: 50%

100% HDV50/50100% SWYNX

Portfolio after 10yr

$23.5K

Annual income

$290.11/yr

Blended yield

1.24%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SWYNX buys

HDV buys

No recent congressional trades found for SWYNX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSWYNXHDV

Forward yield	2.00%	2.92% ✓
Annual dividend / share	$0.43	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.6K	$24.3K ✓
Annual income after 10y	$227.50	$352.73 ✓
Total dividends collected	$2.1K	$3.2K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: SWYNX vs HDV ($10,000, DRIP)

Year	SWYNX Portfolio	SWYNX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$10,900	$199.91	$11,002	$292.38	$102.00 → HDV
2	$11,867	$203.64	$12,084	$300.36	$217.00 → HDV
3	$12,904	$207.20	$13,250	$308.02	$346.00 → HDV
4	$14,018	$210.58	$14,506	$315.35	$488.00 → HDV
5	$15,213	$213.79	$15,858	$322.35	$645.00 → HDV
6	$16,495	$216.84	$17,313	$329.04	$818.00 → HDV
7	$17,870	$219.73	$18,878	$335.42	$1.0K → HDV
8	$19,343	$222.46	$20,560	$341.49	$1.2K → HDV
9	$20,922	$225.05	$22,367	$347.25	$1.4K → HDV
10	$22,614	$227.50	$24,307	$352.73	$1.7K → HDV

SWYNX vs HDV: Complete Analysis 2026

SWYNX — Stock

The fund seeks to achieve its investment objective by investing primarily in affiliated Schwab exchange-traded funds (ETFs). It has a policy to invest, under normal circumstances, at least 80% of its assets (net assets, including, for this purpose, any borrowings for investment purposes) in underlying funds that are managed to seek investment returns that track particular market indices. The fund is managed based on the specific retirement date (target date) included in its name and assumes a retirement age of 65.

Full SWYNX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.