HomeCompareSYF vs AAPL

SYF vs AAPL: Dividend Comparison 2026

SYF yields 1.82% · AAPL yields 0.42%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SYF wins by $32.7K in total portfolio value· pulled ahead in Year 9
10 years
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →
AAPL
Apple Inc.
● Live price
0.42%
Share price
$246.63
Annual div
$1.04
5Y div CAGR
27.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.7K
Annual income
$490.07
Full AAPL calculator →

Portfolio growth — SYF vs AAPL

📍 SYF pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSYFAAPL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SYF + AAPL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SYF pays
AAPL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
AAPL
Annual income on $10K today (after 15% tax)
$35.84/yr
After 10yr DRIP, annual income (after tax)
$416.56/yr
At 15% tax rate, SYF beats the other by $25,594.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SYF + AAPL for your $10,000?

SYF: 50%AAPL: 50%
100% AAPL50/50100% SYF
Portfolio after 10yr
$74.0K
Annual income
$15,545.58/yr
Blended yield
21.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AAPL right now

SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
AAPL
Analyst Ratings
1
Strong
68
Buy
33
Hold
7
Sell
Consensus: Buy
Price Target
$316.36
+28.3% upside vs current
Range: $239.00 — $350.00
Altman Z
9.8
Piotroski
9/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SYF buys
0
AAPL buys
0
No recent congressional trades found for SYF or AAPL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSYFAAPL
Forward yield1.82%0.42%
Annual dividend / share$1.20$1.04
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.4%27.1%
Portfolio after 10y$90.4K$57.7K
Annual income after 10y$30,601.07$490.07
Total dividends collected$64.6K$2.1K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyBuy
Analyst price target$90.08$316.36

Year-by-year: SYF vs AAPL ($10,000, DRIP)

YearSYF PortfolioSYF Income/yrAAPL PortfolioAAPL Income/yrGap
1$10,972$271.60$11,894$53.60$922.00AAPL
2$12,156$416.06$14,150$68.43$2.0KAAPL
3$13,650$643.63$16,842$87.40$3.2KAAPL
4$15,615$1,009.16$20,052$111.66$4.4KAAPL
5$18,320$1,611.86$23,884$142.71$5.6KAAPL
6$22,243$2,640.44$28,462$182.48$6.2KAAPL
7$28,276$4,476.19$33,932$233.43$5.7KAAPL
8$38,200$7,945.19$40,474$298.74$2.3KAAPL
9← crossover$55,862$14,987.29$48,304$382.53+$7.6KSYF
10$90,373$30,601.07$57,682$490.07+$32.7KSYF

SYF vs AAPL: Complete Analysis 2026

SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →

AAPLTechnology

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple TV, Apple Watch, Beats products, and HomePod. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allow customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV+, which offers exclusive original content; Apple Card, a co-branded credit card; and Apple Pay, a cashless payment service, as well as licenses its intellectual property. The company serves consumers, and small and mid-sized businesses; and the education, enterprise, and government markets. It distributes third-party applications for its products through the App Store. The company also sells its products through its retail and online stores, and direct sales force; and third-party cellular network carriers, wholesalers, retailers, and resellers. Apple Inc. was founded in 1976 and is headquartered in Cupertino, California.

Full AAPL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.