HomeCompareSYF vs AVY

SYF vs AVY: Dividend Comparison 2026

SYF yields 1.82% · AVY yields 2.24%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AVY wins by $174.1K in total portfolio value
10 years
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →
AVY
AVY
● Live price
2.24%
Share price
$168.15
Annual div
$3.76
5Y div CAGR
57.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$264.5K
Annual income
$138,265.18
Full AVY calculator →

Portfolio growth — SYF vs AVY

📍 AVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSYFAVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SYF + AVY cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SYF pays
AVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
AVY
Annual income on $10K today (after 15% tax)
$190.07/yr
After 10yr DRIP, annual income (after tax)
$117,525.40/yr
At 15% tax rate, AVY beats the other by $91,514.49/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SYF + AVY for your $10,000?

SYF: 50%AVY: 50%
100% AVY50/50100% SYF
Portfolio after 10yr
$177.4K
Annual income
$84,433.13/yr
Blended yield
47.58%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
AVY
Analyst Ratings
13
Buy
5
Hold
Consensus: Buy
Price Target
$221.00
+31.4% upside vs current
Range: $200.00 — $234.00
Altman Z
3.5
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SYF buys
0
AVY buys
0
No recent congressional trades found for SYF or AVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSYFAVY
Forward yield1.82%2.24%
Annual dividend / share$1.20$3.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.4%57.9%
Portfolio after 10y$90.4K$264.5K
Annual income after 10y$30,601.07$138,265.18
Total dividends collected$64.6K$231.2K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyBuy
Analyst price target$90.08$221.00

Year-by-year: SYF vs AVY ($10,000, DRIP)

YearSYF PortfolioSYF Income/yrAVY PortfolioAVY Income/yrGap
1← crossover$10,972$271.60$11,053$353.08$81.00AVY
2$12,156$416.06$12,403$575.91$247.00AVY
3$13,650$643.63$14,225$953.64$575.00AVY
4$15,615$1,009.16$16,834$1,614.01$1.2KAVY
5$18,320$1,611.86$20,831$2,818.78$2.5KAVY
6$22,243$2,640.44$27,437$5,147.36$5.2KAVY
7$28,276$4,476.19$39,362$10,004.60$11.1KAVY
8$38,200$7,945.19$63,298$21,180.73$25.1KAVY
9$55,862$14,987.29$117,993$50,263.39$62.1KAVY
10$90,373$30,601.07$264,517$138,265.18$174.1KAVY

SYF vs AVY: Complete Analysis 2026

SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

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AVYMaterials

Avery Dennison Corporation manufactures and markets pressure-sensitive materials and products in the United States, Europe, Asia, Latin America, and internationally. The company's Label and Graphic Materials segment offers pressure-sensitive label and packaging materials; and graphics and reflective products under the Fasson, JAC, Avery Dennison, and Mactac brands, as well as durable cast and reflective films. It provides its products to the home and personal care, beer and beverage, durables, pharmaceutical, wine and spirits, and food market segments; architectural, commercial sign, digital printing, and other related market segments; construction, automotive, and fleet transportation market segments, as well as traffic and safety applications; and sign shops, commercial printers, and designers. The company's Retail Branding and Information Solutions segment designs, manufactures, and sells brand embellishments, graphic tickets, tags and labels, and sustainable packaging solutions, as well as offers creative services; radio-frequency identification products; visibility and loss prevention solutions; price ticketing and marking solutions; care, content, and country of origin compliance solutions; and brand protection and security solutions. It serves retailers, brand owners, apparel manufacturers, distributors, and industrial customers. The company's Industrial and Healthcare Materials segment offers tapes; pressure-sensitive adhesive based materials and converted products; medical fasteners; and performance polymers under the Fasson, Avery Dennison, and Yongle brands. It serves automotive, electronics, building and construction, general industrial, personal care, and medical markets. The company was formerly known as Avery International Corporation and changed its name to Avery Dennison Corporation in 1990. Avery Dennison Corporation was founded in 1935 and is headquartered in Glendale, California.

Full AVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.