HomeCompareSYF vs GPC

SYF vs GPC: Dividend Comparison 2026

SYF yields 1.82% · GPC yields 3.98%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SYF wins by $24.7K in total portfolio value· pulled ahead in Year 8
10 years
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →
GPC
GPC
● Live price
3.98%
Share price
$104.35
Annual div
$4.15
5Y div CAGR
29.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$65.7K
Annual income
$13,721.61
Full GPC calculator →

Portfolio growth — SYF vs GPC

📍 SYF pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSYFGPC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SYF + GPC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SYF pays
GPC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
GPC
Annual income on $10K today (after 15% tax)
$338.25/yr
After 10yr DRIP, annual income (after tax)
$11,663.37/yr
At 15% tax rate, SYF beats the other by $14,347.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SYF + GPC for your $10,000?

SYF: 50%GPC: 50%
100% GPC50/50100% SYF
Portfolio after 10yr
$78.0K
Annual income
$22,161.35/yr
Blended yield
28.41%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
GPC
Analyst Ratings
9
Buy
12
Hold
1
Sell
Consensus: Hold
Price Target
$141.75
+35.8% upside vs current
Range: $127.00 — $160.00
Altman Z
2.1
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SYF buys
0
GPC buys
0
No recent congressional trades found for SYF or GPC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSYFGPC
Forward yield1.82%3.98%
Annual dividend / share$1.20$4.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.4%29.3%
Portfolio after 10y$90.4K$65.7K
Annual income after 10y$30,601.07$13,721.61
Total dividends collected$64.6K$39.9K
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusBuyHold
Analyst price target$90.08$141.75

Year-by-year: SYF vs GPC ($10,000, DRIP)

YearSYF PortfolioSYF Income/yrGPC PortfolioGPC Income/yrGap
1$10,972$271.60$11,215$514.54$243.00GPC
2$12,156$416.06$12,697$697.29$541.00GPC
3$13,650$643.63$14,540$953.98$890.00GPC
4$15,615$1,009.16$16,877$1,320.12$1.3KGPC
5$18,320$1,611.86$19,911$1,851.75$1.6KGPC
6$22,243$2,640.44$23,944$2,639.83$1.7KGPC
7$28,276$4,476.19$29,457$3,836.24$1.2KGPC
8← crossover$38,200$7,945.19$37,222$5,702.97+$978.00SYF
9$55,862$14,987.29$48,535$8,708.18+$7.3KSYF
10$90,373$30,601.07$65,654$13,721.61+$24.7KSYF

SYF vs GPC: Complete Analysis 2026

SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →

GPCIndustrials

Genuine Parts Company distributes automotive replacement parts, and industrial parts and materials. It operates through Automotive Parts Group and Industrial Parts Group segments. The company distributes automotive replacement parts for hybrid and electric vehicles, trucks, SUVs, buses, motorcycles, recreational vehicles, farm vehicles, small engines, farm equipment, marine equipment, and heavy duty equipment; and accessory and supply items used by various automotive aftermarket customers, such as repair shops, service stations, fleet operators, automobile and truck dealers, leasing companies, bus and truck lines, mass merchandisers, farms, industrial concerns, and individuals. It also distributes industrial replacement parts and related supplies, such as bearings, mechanical and electrical power transmission products, industrial automation and robotics, hoses, hydraulic and pneumatic components, industrial and safety supplies, and material handling products for original equipment manufacturer, as well as maintenance, repair, and operation customers in equipment and machinery, food and beverage, forest product, primary metal, pulp and paper, mining, automotive, oil and gas, petrochemical, pharmaceutical, power generation, alternative energy, governments, transportation, ports, and other industries. In addition, the company provides various services and repairs comprising gearbox and fluid power and process pump assembly and repair, hydraulic drive shaft repair, electrical panel assembly and repair, hose and gasket manufacture and assembly, and other value-added services. It operates in the United States, Canada, France, the United Kingdom, Ireland, Germany, Poland, the Netherlands, Belgium, Australia, New Zealand, Mexico, Indonesia, and Singapore. The company was incorporated in 1928 and is headquartered in Atlanta, Georgia.

Full GPC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.