HomeCompareSYF vs MCHP

SYF vs MCHP: Dividend Comparison 2026

SYF yields 1.82% · MCHP yields 3.03%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCHP wins by $436.09M in total portfolio value
10 years
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →
MCHP
MCHP
● Live price
3.03%
Share price
$60.06
Annual div
$1.82
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$436.18M
Annual income
$410,174,962.43
Full MCHP calculator →

Portfolio growth — SYF vs MCHP

📍 MCHP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSYFMCHP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SYF + MCHP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SYF pays
MCHP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
MCHP
Annual income on $10K today (after 15% tax)
$257.58/yr
After 10yr DRIP, annual income (after tax)
$348,648,718.07/yr
At 15% tax rate, MCHP beats the other by $348,622,707.16/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SYF + MCHP for your $10,000?

SYF: 50%MCHP: 50%
100% MCHP50/50100% SYF
Portfolio after 10yr
$218.13M
Annual income
$205,102,781.75/yr
Blended yield
94.03%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCHP right now

SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
MCHP
Analyst Ratings
2
Strong
30
Buy
14
Hold
Consensus: Buy
Price Target
$87.00
+44.9% upside vs current
Range: $69.00 — $100.00
Altman Z
3.5
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SYF buys
0
MCHP buys
0
No recent congressional trades found for SYF or MCHP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSYFMCHP
Forward yield1.82%3.03%
Annual dividend / share$1.20$1.82
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.4%100%
Portfolio after 10y$90.4K$436.18M
Annual income after 10y$30,601.07$410,174,962.43
Total dividends collected$64.6K$434.25M
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusBuyBuy
Analyst price target$90.08$87.00

Year-by-year: SYF vs MCHP ($10,000, DRIP)

YearSYF PortfolioSYF Income/yrMCHP PortfolioMCHP Income/yrGap
1← crossover$10,972$271.60$11,306$606.06$334.00MCHP
2$12,156$416.06$13,378$1,280.78$1.2KMCHP
3$13,650$643.63$17,147$2,832.75$3.5KMCHP
4$15,615$1,009.16$25,134$6,786.65$9.5KMCHP
5$18,320$1,611.86$45,488$18,593.90$27.2KMCHP
6$22,243$2,640.44$111,571$62,898.72$89.3KMCHP
7$28,276$4,476.19$407,746$288,365.50$379.5KMCHP
8$38,200$7,945.19$2,406,121$1,969,832.89$2.37MMCHP
9$55,862$14,987.29$24,301,727$21,727,176.85$24.25MMCHP
10$90,373$30,601.07$436,177,810$410,174,962.43$436.09MMCHP

SYF vs MCHP: Complete Analysis 2026

SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →

MCHPTechnology

Microchip Technology Incorporated develops, manufactures, and sells smart, connected, and secure embedded control solutions in the Americas, Europe, and Asia. The company offers general purpose 8-bit, 16-bit, and 32-bit microcontrollers; 32-bit embedded microprocessors markets; and specialized microcontrollers for automotive, industrial, computing, communications, lighting, power supplies, motor control, human machine interface, security, wired connectivity, and wireless connectivity applications. It also provides development tools that enable system designers to program microcontroller and microprocessor products for specific applications; field-programmable gate array (FPGA) products; and analog, interface, mixed signal, and timing products comprising power management, linear, mixed-signal, high-voltage, thermal management, discrete diodes and metal oxide semiconductor field effect transistors (MOSFETS), radio frequency (RF), drivers, safety, security, timing, USB, Ethernet, wireless, and other interface products. In addition, the company offers memory products consisting of serial electrically erasable programmable read-only memory, serial flash memories, parallel flash memories, serial static random access memories, and serial electrically erasable random access memories for the production of very small footprint devices; and licenses its SuperFlash embedded flash and NVM technologies to foundries, integrated device manufacturers, and design partners for use in the manufacture of microcontroller products, gate array, RF, analog, and neuromorphic compute products that require embedded non-volatile memory, as well as provides engineering services. Further, it offers wafer foundry and assembly, and test subcontracting manufacturing services; and timing systems products, application specific integrated circuits, and aerospace products. Microchip Technology Incorporated was incorporated in 1989 and is headquartered in Chandler, Arizona.

Full MCHP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.