HomeCompareSYF vs PKG

SYF vs PKG: Dividend Comparison 2026

SYF yields 1.82% · PKG yields 2.39%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PKG wins by $182.2K in total portfolio value
10 years
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →
PKG
PKG
● Live price
2.39%
Share price
$209.04
Annual div
$5.00
5Y div CAGR
56.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$272.5K
Annual income
$142,289.75
Full PKG calculator →

Portfolio growth — SYF vs PKG

📍 PKG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSYFPKG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, SYF + PKG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SYF pays
PKG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
PKG
Annual income on $10K today (after 15% tax)
$203.31/yr
After 10yr DRIP, annual income (after tax)
$120,946.29/yr
At 15% tax rate, PKG beats the other by $94,935.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SYF + PKG for your $10,000?

SYF: 50%PKG: 50%
100% PKG50/50100% SYF
Portfolio after 10yr
$181.5K
Annual income
$86,445.42/yr
Blended yield
47.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
PKG
Analyst Ratings
8
Buy
15
Hold
3
Sell
Consensus: Hold
Price Target
$246.00
+17.7% upside vs current
Range: $233.00 — $270.00
Altman Z
3.7
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SYF buys
0
PKG buys
0
No recent congressional trades found for SYF or PKG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSYFPKG
Forward yield1.82%2.39%
Annual dividend / share$1.20$5.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.4%56.8%
Portfolio after 10y$90.4K$272.5K
Annual income after 10y$30,601.07$142,289.75
Total dividends collected$64.6K$238.7K
Payment frequencyquarterlyquarterly
SectorFinancialsMaterials
Analyst consensusBuyHold
Analyst price target$90.08$246.00

Year-by-year: SYF vs PKG ($10,000, DRIP)

YearSYF PortfolioSYF Income/yrPKG PortfolioPKG Income/yrGap
1← crossover$10,972$271.60$11,075$375.05$103.00PKG
2$12,156$416.06$12,459$608.69$303.00PKG
3$13,650$643.63$14,335$1,003.45$685.00PKG
4$15,615$1,009.16$17,030$1,691.83$1.4KPKG
5$18,320$1,611.86$21,167$2,945.41$2.8KPKG
6$22,243$2,640.44$28,014$5,364.93$5.8KPKG
7$28,276$4,476.19$40,380$10,404.83$12.1KPKG
8$38,200$7,945.19$65,184$21,977.91$27.0KPKG
9$55,862$14,987.29$121,738$51,990.93$65.9KPKG
10$90,373$30,601.07$272,549$142,289.75$182.2KPKG

SYF vs PKG: Complete Analysis 2026

SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →

PKGMaterials

Packaging Corporation of America manufactures and sells containerboard and corrugated packaging products in the United States. The company operates through Packaging and Paper segments. The Packaging segment offers various containerboard and corrugated packaging products, such as conventional shipping containers used to protect and transport manufactured goods; multi-color boxes and displays that help to merchandise the packaged product in retail locations; and honeycomb protective packaging products, as well as packaging for meat, fresh fruit and vegetables, processed food, beverages, and other industrial and consumer products. This segment sells its corrugated products through a direct sales and marketing organization, independent brokers, and distribution partners. The Paper segment manufactures and sells commodity and specialty papers, as well as communication papers, including cut-size office papers, and printing and converting papers. This segment sells white papers through its sales and marketing organization. Packaging Corporation of America was founded in 1867 and is headquartered in Lake Forest, Illinois.

Full PKG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.