HomeCompareSYF vs TRP

SYF vs TRP: Dividend Comparison 2026

SYF yields 1.82% · TRP yields 3.88%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SYF wins by $61.2K in total portfolio value· pulled ahead in Year 4
10 years
SYF
SYF
● Live price
1.82%
Share price
$66.01
Annual div
$1.20
5Y div CAGR
49.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$90.4K
Annual income
$30,601.07
Full SYF calculator →
TRP
TRP
● Live price
3.88%
Share price
$63.02
Annual div
$2.44
5Y div CAGR
7.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.2K
Annual income
$1,159.84
Full TRP calculator →

Portfolio growth — SYF vs TRP

📍 SYF pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodSYFTRP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, SYF + TRP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
SYF pays
TRP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SYF
Annual income on $10K today (after 15% tax)
$154.52/yr
After 10yr DRIP, annual income (after tax)
$26,010.91/yr
TRP
Annual income on $10K today (after 15% tax)
$329.67/yr
After 10yr DRIP, annual income (after tax)
$985.86/yr
At 15% tax rate, SYF beats the other by $25,025.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SYF + TRP for your $10,000?

SYF: 50%TRP: 50%
100% TRP50/50100% SYF
Portfolio after 10yr
$59.8K
Annual income
$15,880.46/yr
Blended yield
26.57%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on SYF right now

SYF
Analyst Ratings
26
Buy
14
Hold
1
Strong
Consensus: Buy
Price Target
$90.08
+36.5% upside vs current
Range: $81.00 — $100.00
Altman Z
0.1
Piotroski
7/9
TRP
Analyst Ratings
12
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$53.00
-15.9% upside vs current
Range: $53.00 — $53.00
Altman Z
0.9
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SYF buys
0
TRP buys
0
No recent congressional trades found for SYF or TRP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricSYFTRP
Forward yield1.82%3.88%
Annual dividend / share$1.20$2.44
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR49.4%7.7%
Portfolio after 10y$90.4K$29.2K
Annual income after 10y$30,601.07$1,159.84
Total dividends collected$64.6K$7.3K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusBuyBuy
Analyst price target$90.08$53.00

Year-by-year: SYF vs TRP ($10,000, DRIP)

YearSYF PortfolioSYF Income/yrTRP PortfolioTRP Income/yrGap
1$10,972$271.60$11,118$417.71$146.00TRP
2$12,156$416.06$12,363$467.44$207.00TRP
3$13,650$643.63$13,752$523.21$102.00TRP
4← crossover$15,615$1,009.16$15,300$585.78+$315.00SYF
5$18,320$1,611.86$17,027$656.00+$1.3KSYF
6$22,243$2,640.44$18,954$734.83+$3.3KSYF
7$28,276$4,476.19$21,104$823.33+$7.2KSYF
8$38,200$7,945.19$23,504$922.72+$14.7KSYF
9$55,862$14,987.29$26,184$1,034.38+$29.7KSYF
10$90,373$30,601.07$29,177$1,159.84+$61.2KSYF

SYF vs TRP: Complete Analysis 2026

SYFFinancials

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Full SYF Calculator →

TRPEnergy

TC Energy Corporation operates as an energy infrastructure company in North America. It operates through five segments: Canadian Natural Gas Pipelines; U.S. Natural Gas Pipelines; Mexico Natural Gas Pipelines; Liquids Pipelines; and Power and Storage. The company builds and operates 93,300 km network of natural gas pipelines, which transports natural gas from supply basins to local distribution companies, power generation plants, industrial facilities, interconnecting pipelines, LNG export terminals, and other businesses. It also has regulated natural gas storage facilities with a total working gas capacity of 535 billion cubic feet. In addition, it has approximately 4,900 km liquids pipeline system that connects Alberta crude oil supplies to refining markets in Illinois, Oklahoma, Texas, and the U.S. Gulf Coast. Further, the company owns or has interests in seven power generation facilities with a combined capacity of approximately 4,300 megawatts that are powered by natural gas and nuclear fuel sources located in Alberta, Ontario, Québec, and New Brunswick; and owns and operates approximately 118 billion cubic feet of non-regulated natural gas storage capacity in Alberta. The company was formerly known as TransCanada Corporation and changed its name to TC Energy Corporation in May 2019. TC Energy Corporation was incorporated in 1951 and is headquartered in Calgary, Canada.

Full TRP Calculator →
📬

Get this SYF vs TRP comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SYF vs SCHDSYF vs JEPISYF vs OSYF vs KOSYF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.