Is SZHIF or XYLD a better dividend investment in 2026?

SZHIF currently yields 4.87% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SZHIF and XYLD?

SZHIF has a forward dividend yield of 4.87% ($0.33/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.11 percentage points.

Home › Compare › SZHIF vs XYLD

SZHIF vs XYLD: Dividend Comparison 2026

SZHIF yields 4.87% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SZHIF wins by $82.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

SZHIF

● Live price

4.87%

Share price

$6.78

Annual div

$0.33

5Y div CAGR

32.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$107.5K

Annual income

$31,597.69

Full SZHIF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SZHIF vs XYLD

📍 SZHIF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SZHIF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SZHIF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

SZHIF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SZHIF

Annual income on $10K today (after 15% tax)

$414.02/yr

After 10yr DRIP, annual income (after tax)

$26,858.04/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SZHIF beats the other by $24,121.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SZHIF + XYLD for your $10,000?

SZHIF: 50%XYLD: 50%

100% XYLD50/50100% SZHIF

Portfolio after 10yr

$66.4K

Annual income

$17,408.35/yr

Blended yield

26.21%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SZHIF buys

XYLD buys

No recent congressional trades found for SZHIF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSZHIFXYLD

Forward yield	4.87%	10.98% ✓
Annual dividend / share	$0.33	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	32.6% ✓	0%
Portfolio after 10y	$107.5K ✓	$25.3K
Annual income after 10y	$31,597.69 ✓	$3,219.02
Total dividends collected	$78.3K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SZHIF vs XYLD ($10,000, DRIP)

Year	SZHIF Portfolio	SZHIF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,346	$645.87	$10,818	$1,098.39	+$528.00 → SZHIF
2	$13,048	$908.13	$11,738	$1,222.51	+$1.3K → SZHIF
3	$15,256	$1,294.25	$12,774	$1,364.64	+$2.5K → SZHIF
4	$18,199	$1,875.27	$13,944	$1,527.86	+$4.3K → SZHIF
5	$22,245	$2,772.27	$15,270	$1,715.87	+$7.0K → SZHIF
6	$28,002	$4,199.36	$16,775	$1,933.09	+$11.2K → SZHIF
7	$36,513	$6,550.76	$18,490	$2,184.87	+$18.0K → SZHIF
8	$49,654	$10,585.45	$20,450	$2,477.63	+$29.2K → SZHIF
9	$70,969	$17,839.39	$22,697	$2,819.19	+$48.3K → SZHIF
10	$107,535	$31,597.69	$25,280	$3,219.02	+$82.3K → SZHIF

SZHIF vs XYLD: Complete Analysis 2026

SZHIF — Stock

Shenzhou International Group Holdings Limited, an investment holding company, engages in manufacturing, processing, and selling knitwear products. It produces and sells sportswear, casual wear, and lingerie wear. The company is also involved in the import and export of commodities; quality check of garments; print and sale of knitwear products; trading and retail businesses; aircraft leasing; and property management and leasing activities. It has operations in Mainland China, European Union, the United States, Japan, and internationally. The company was incorporated in 2005 and is based in Kowloon, Hong Kong.

Full SZHIF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.