Is SZLMY or ADC a better dividend investment in 2026?

SZLMY currently yields 3.79% with a 5% 5-year dividend growth rate. ADC yields 4.11% with 5.2% growth. The better choice depends on your goal: ADC offers higher current income.

What is the dividend yield difference between SZLMY and ADC?

SZLMY has a forward dividend yield of 3.79% ($2.09/share annually). ADC yields 4.11% ($3.10/share annually). The yield gap is 0.32 percentage points.

Home › Compare › SZLMY vs ADC

SZLMY vs ADC: Dividend Comparison 2026

SZLMY yields 3.79% · ADC yields 4.11%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SZLMY wins by $1365.90M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SZLMY

● Live price

3.79%

Share price

$55.22

Annual div

$2.09

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1366.07M

Annual income

$1,300,229,406.64

Full SZLMY calculator →

ADC

Agree Realty Corporation

● Live price

4.11%

Share price

$75.38

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$176.9K

Annual income

$79,647.25

Full ADC calculator →

Portfolio growth — SZLMY vs ADC

📍 SZLMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SZLMY	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, SZLMY + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SZLMY pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SZLMY

Annual income on $10K today (after 15% tax)

$322.45/yr

After 10yr DRIP, annual income (after tax)

$1,105,194,995.64/yr

ADC

Annual income on $10K today (after 15% tax)

$349.45/yr

After 10yr DRIP, annual income (after tax)

$67,700.16/yr

At 15% tax rate, SZLMY beats the other by $1,105,127,295.48/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of SZLMY + ADC for your $10,000?

SZLMY: 50%ADC: 50%

100% ADC50/50100% SZLMY

Portfolio after 10yr

$683.12M

Annual income

$650,154,526.94/yr

Blended yield

95.17%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

SZLMY

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

0.4

Piotroski

7/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+7.5% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SZLMY buys

ADC buys

Politician	Chamber	Ticker	Type	Amount	Date
Gilbert Cisneros	🏢 House	$ADC	▼ Sell	$15,001 - $50,000	2026-01-15
Lisa McClain	🏢 House	$ADC	▼ Sell	$1,001 - $15,000	2025-09-25
Lisa McClain	🏢 House	$ADC	▲ Buy	$1,001 - $15,000	2025-08-13
Lisa McClain	🏢 House	$ADC	▼ Sell	$1,001 - $15,000	2025-06-17
Lisa McClain	🏢 House	$ADC	▼ Sell	$1,001 - $15,000	2025-06-17
Lisa McClain	🏢 House	$ADC	▲ Buy	$1,001 - $15,000	2025-06-11
Lisa McClain	🏢 House	$ADC	▲ Buy	$1,001 - $15,000	2025-06-11
Josh Gottheimer	🏢 House	$ADC	▼ Sell	$1,001 - $15,000	2025-04-09
Josh Gottheimer	🏢 House	$ADC	▲ Buy	$1,001 - $15,000	2024-04-15
Josh Gottheimer	🏢 House	$ADC	▼ Sell	$1,001 - $15,000	2024-03-14

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSZLMYADC

Forward yield	3.79%	4.11% ✓
Annual dividend / share	$2.09	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	40.4%
Portfolio after 10y	$1366.07M ✓	$176.9K
Annual income after 10y	$1,300,229,406.64 ✓	$79,647.25
Total dividends collected	$1361.34M ✓	$154.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Buy	Buy

Year-by-year: SZLMY vs ADC ($10,000, DRIP)

Year	SZLMY Portfolio	SZLMY Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$11,459	$758.71	$10,987	$577.21	+$472.00 → SZLMY
2	$13,886	$1,625.02	$12,293	$855.34	+$1.6K → SZLMY
3	$18,539	$3,680.79	$14,088	$1,290.70	+$4.5K → SZLMY
4	$29,022	$9,185.28	$16,660	$1,994.91	+$12.4K → SZLMY
5	$57,930	$26,877.12	$20,525	$3,181.85	+$37.4K → SZLMY
6	$162,265	$100,279.62	$26,654	$5,286.90	+$135.6K → SZLMY
7	$698,646	$525,022.95	$37,006	$9,259.47	+$661.6K → SZLMY
8	$4,972,848	$4,225,296.29	$55,862	$17,338.74	+$4.92M → SZLMY
9	$61,535,802	$56,214,854.39	$93,452	$35,300.32	+$61.44M → SZLMY
10	$1,366,072,715	$1,300,229,406.64	$176,931	$79,647.25	+$1365.90M → SZLMY

SZLMY vs ADC: Complete Analysis 2026

SZLMY — Stock

Swiss Life Holding AG provides life insurance, risk, pensions, and financial solutions for private and corporate clients. It operates through Switzerland, France, Germany, International, and Asset Managers segments. The company offers a range of life, pension, health, annuity, and investment-type policies to groups and individuals, as well as disability coverage. It also provides property and casualty, liability and motor, accident, and health insurance. In addition, the company manages assets and provides advisory services for institutional clients. Further, the company engages in the private equity, information technology, real estate, banking, restaurant, and investment funds businesses. Swiss Life Holding AG distributes its products through its agents, financial advisors, and distribution partners. The company operates in Switzerland and internationally under the Swiss Life Select, Tecis, Horbach, Proventus, Chase de Vere, and Fincentrum brands. Swiss Life Holding AG was founded in 1857 and is headquartered in Zurich, Switzerland.

Full SZLMY Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.