Is SZNTF or XYLD a better dividend investment in 2026?

SZNTF currently yields 10.50% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between SZNTF and XYLD?

SZNTF has a forward dividend yield of 10.50% ($0.01/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.48 percentage points.

Home › Compare › SZNTF vs XYLD

SZNTF vs XYLD: Dividend Comparison 2026

SZNTF yields 10.50% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SZNTF wins by $38.74M in total portfolio value

INVESTMENT

TIME HORIZON10 years

SZNTF

● Live price

10.50%

Share price

$0.10

Annual div

$0.01

5Y div CAGR

56.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$38.77M

Annual income

$32,081,168.69

Full SZNTF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — SZNTF vs XYLD

📍 SZNTF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	SZNTF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, SZNTF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

SZNTF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

SZNTF

Annual income on $10K today (after 15% tax)

$892.86/yr

After 10yr DRIP, annual income (after tax)

$27,268,993.39/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, SZNTF beats the other by $27,266,257.22/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of SZNTF + XYLD for your $10,000?

SZNTF: 50%XYLD: 50%

100% XYLD50/50100% SZNTF

Portfolio after 10yr

$19.40M

Annual income

$16,042,193.85/yr

Blended yield

82.70%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

SZNTF buys

XYLD buys

No recent congressional trades found for SZNTF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricSZNTFXYLD

Forward yield	10.50%	10.98% ✓
Annual dividend / share	$0.01	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	56.8% ✓	0%
Portfolio after 10y	$38.77M ✓	$25.3K
Annual income after 10y	$32,081,168.69 ✓	$3,219.02
Total dividends collected	$38.18M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: SZNTF vs XYLD ($10,000, DRIP)

Year	SZNTF Portfolio	SZNTF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,347	$1,647.06	$10,818	$1,098.39	+$1.5K → SZNTF
2	$16,191	$2,980.13	$11,738	$1,222.51	+$4.5K → SZNTF
3	$23,052	$5,726.91	$12,774	$1,364.64	+$10.3K → SZNTF
4	$36,614	$11,948.15	$13,944	$1,527.86	+$22.7K → SZNTF
5	$66,986	$27,809.96	$15,270	$1,715.87	+$51.7K → SZNTF
6	$146,236	$74,560.30	$16,775	$1,933.09	+$129.5K → SZNTF
7	$394,999	$238,526.46	$18,490	$2,184.87	+$376.5K → SZNTF
8	$1,366,798	$944,149.67	$20,450	$2,477.63	+$1.35M → SZNTF
9	$6,250,008	$4,787,533.33	$22,697	$2,819.19	+$6.23M → SZNTF
10	$38,768,677	$32,081,168.69	$25,280	$3,219.02	+$38.74M → SZNTF

SZNTF vs XYLD: Complete Analysis 2026

SZNTF — Stock

Shenzhen Investment Limited, together with its subsidiaries, invests in, develops, and manages real estate properties in Mainland China. It operates through five segments: Property Development, Property Investment, Property Management, Manufacture, and Others. The company invests in and develops residential and commercial properties; invests in commercial properties for rental income; manages properties; and manufactures and sells industrial and commercial products. It also manufactures and sells aluminum alloy, agricultural, and LCM products; provides construction services; and operates hotels and warehouses. The company was founded in 1992 and is based in Tsim Sha Tsui, Hong Kong. Shenzhen Investment Limited is a subsidiary of Shum Yip Holdings Company Limited.

Full SZNTF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this SZNTF vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

SZNTF vs SCHD SZNTF vs JEPI SZNTF vs O SZNTF vs KO SZNTF vs MAIN SZNTF vs QYLD SZNTF vs JEPQ SZNTF vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.