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T vs ADC: Dividend Comparison 2026

T yields 6.24% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $14.4K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — T vs ADC

Annual dividend income

MetricTADC
Forward yield6.24%4.39%
Annual dividend / share$1.11$3.00
Payout ratio58%73%
1-year div growth0%2.8%
5-year div CAGR-8.2%5.2%
Portfolio after 10y$9.1K$23.5K
Annual income after 10y$432.01$1,093.74
Total dividends collected$5.0K$7.4K
Payment frequencyquarterlymonthly
SectorTelecomREIT

Year-by-year: T vs ADC ($10,000, DRIP)

YearT PortfolioT Income/yrADC PortfolioADC Income/yrGap
1$9,962$572.46$10,871$461.40$909.00ADC
2$9,912$557.56$11,824$506.91$1.9KADC
3$9,850$542.34$12,866$557.16$3.0KADC
4$9,776$526.88$14,006$612.66$4.2KADC
5$9,691$511.23$15,254$674.00$5.6KADC
6$9,595$495.45$16,622$741.82$7.0KADC
7$9,489$479.58$18,120$816.86$8.6KADC
8$9,374$463.69$19,763$899.90$10.4KADC
9$9,250$447.82$21,565$991.86$12.3KADC
10$9,118$432.01$23,543$1,093.74$14.4KADC

T vs ADC: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

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ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is T or ADC better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while ADC offers 4.39% (3.00/share/year). T provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs ADC earn per year?
With $10,000 invested today: T pays approximately $624/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $1,094/year (ADC).
Does T or ADC pay monthly dividends?
T pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.