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T vs MO: Dividend Comparison 2026

T yields 6.24% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $18.6K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — T vs MO

Annual dividend income

MetricTMO
Forward yield6.24%9.11%
Annual dividend / share$1.11$4.08
Payout ratio58%78%
1-year div growth0%4.1%
5-year div CAGR-8.2%4.3%
Portfolio after 10y$9.1K$27.7K
Annual income after 10y$432.01$4,052.72
Total dividends collected$5.0K$20.9K
Payment frequencyquarterlyquarterly
SectorTelecomConsumer Staples

Year-by-year: T vs MO ($10,000, DRIP)

YearT PortfolioT Income/yrMO PortfolioMO Income/yrGap
1$9,962$572.46$10,740$949.88$778.00MO
2$9,912$557.56$11,601$1,086.84$1.7KMO
3$9,850$542.34$12,608$1,250.75$2.8KMO
4$9,776$526.88$13,792$1,448.20$4.0KMO
5$9,691$511.23$15,190$1,687.69$5.5KMO
6$9,595$495.45$16,851$1,980.28$7.3KMO
7$9,489$479.58$18,838$2,340.48$9.3KMO
8$9,374$463.69$21,230$2,787.44$11.9KMO
9$9,250$447.82$24,130$3,346.72$14.9KMO
10$9,118$432.01$27,676$4,052.72$18.6KMO

T vs MO: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

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MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is T or MO better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs MO earn per year?
With $10,000 invested today: T pays approximately $624/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $4,053/year (MO).
Does T or MO pay monthly dividends?
T pays quarterly dividends. MO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.