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T vs QYLD: Dividend Comparison 2026

T yields 6.24% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 QYLD wins by $10.4K in total portfolio value
10 years
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — T vs QYLD

Annual dividend income

MetricTQYLD
Forward yield6.24%11.43%
Annual dividend / share$1.11$1.92
Payout ratio58%95%
1-year div growth0%-5.2%
5-year div CAGR-8.2%-2.1%
Portfolio after 10y$9.1K$19.5K
Annual income after 10y$432.01$3,553.75
Total dividends collected$5.0K$20.2K
Payment frequencyquarterlymonthly
SectorTelecomETF

Year-by-year: T vs QYLD ($10,000, DRIP)

YearT PortfolioT Income/yrQYLD PortfolioQYLD Income/yrGap
1$9,962$572.46$10,279$1,118.86$317.00QYLD
2$9,912$557.56$10,645$1,229.16$733.00QYLD
3$9,850$542.34$11,111$1,360.44$1.3KQYLD
4$9,776$526.88$11,695$1,517.70$1.9KQYLD
5$9,691$511.23$12,420$1,707.39$2.7KQYLD
6$9,595$495.45$13,315$1,937.94$3.7KQYLD
7$9,489$479.58$14,417$2,220.42$4.9KQYLD
8$9,374$463.69$15,775$2,569.54$6.4KQYLD
9$9,250$447.82$17,455$3,005.06$8.2KQYLD
10$9,118$432.01$19,543$3,553.75$10.4KQYLD

T vs QYLD: Complete Analysis 2026

TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is T or QYLD better for dividend income in 2026?
T currently offers a 6.24% yield (1.11/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, QYLD has grown its dividend faster (-2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in T vs QYLD earn per year?
With $10,000 invested today: T pays approximately $624/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $432/year (T) and $3,554/year (QYLD).
Does T or QYLD pay monthly dividends?
T pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.