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TAFL vs SCHD: Dividend Comparison 2026

TAFL yields 4.15% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.8K in total portfolio value
10 years
TAFL
TAFL
● Live price
4.15%
Share price
$24.79
Annual div
$1.03
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$541.70
Full TAFL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — TAFL vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTAFLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TAFL + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TAFL pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TAFL
Annual income on $10K today (after 15% tax)
$352.79/yr
After 10yr DRIP, annual income (after tax)
$460.45/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, TAFL beats the other by $98.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TAFL + SCHD for your $10,000?

TAFL: 50%SCHD: 50%
100% SCHD50/50100% TAFL
Portfolio after 10yr
$27.6K
Annual income
$483.82/yr
Blended yield
1.75%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TAFL buys
0
SCHD buys
0
No recent congressional trades found for TAFL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTAFLSCHD
Forward yield4.15% ✓3.46%
Annual dividend / share$1.03$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.2K$29.0K ✓
Annual income after 10y$541.70 ✓$425.95
Total dividends collected$4.8K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TAFL vs SCHD ($10,000, DRIP)

YearTAFL PortfolioTAFL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,115$415.05$11,226$346.36$111.00 → SCHD
2$12,324$431.15$12,572$357.38$248.00 → SCHD
3$13,634$446.78$14,046$367.84$412.00 → SCHD
4$15,050$461.91$15,660$377.73$610.00 → SCHD
5$16,580$476.54$17,425$387.07$845.00 → SCHD
6$18,231$490.64$19,354$395.86$1.1K → SCHD
7$20,012$504.21$21,461$404.13$1.4K → SCHD
8$21,930$517.24$23,762$411.89$1.8K → SCHD
9$23,995$529.74$26,272$419.15$2.3K → SCHD
10$26,216$541.70$29,010$425.95$2.8K → SCHD

TAFL vs SCHD: Complete Analysis 2026

TAFL — Stock

An actively managed long-duration municipal bond ETF that seeks to provide enhanced income and attractive risk-adjusted after-tax returns

Full TAFL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.