HomeCompareTAIFX vs SPHD

TAIFX vs SPHD: Dividend Comparison 2026

TAIFX yields 5.55% · SPHD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TAIFX wins by $772.00 in total portfolio value
10 years
TAIFX
TAIFX
● Live price
5.55%
Share price
$16.45
Annual div
$0.91
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.8K
Annual income
$790.20
Full TAIFX calculator →
SPHD
SPHD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPHD calculator →

Portfolio growth — TAIFX vs SPHD

📍 TAIFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTAIFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TAIFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TAIFX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TAIFX
Annual income on $10K today (after 15% tax)
$471.40/yr
After 10yr DRIP, annual income (after tax)
$671.67/yr
SPHD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SPHD beats the other by $92.64/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TAIFX + SPHD for your $10,000?

TAIFX: 50%SPHD: 50%
100% SPHD50/50100% TAIFX
Portfolio after 10yr
$28.4K
Annual income
$844.70/yr
Blended yield
2.97%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TAIFX buys
0
SPHD buys
0
No recent congressional trades found for TAIFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTAIFXSPHD
Forward yield5.55%4.00%
Annual dividend / share$0.91$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR0%5%
Portfolio after 10y$28.8K$28.0K
Annual income after 10y$790.20$899.19
Total dividends collected$6.8K$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: TAIFX vs SPHD ($10,000, DRIP)

YearTAIFX PortfolioTAIFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,255$554.59$11,120$420.00+$135.00TAIFX
2$12,626$583.33$12,357$458.31+$269.00TAIFX
3$14,121$611.59$13,721$499.76+$400.00TAIFX
4$15,749$639.28$15,227$544.58+$522.00TAIFX
5$17,518$666.33$16,885$593.02+$633.00TAIFX
6$19,437$692.67$18,713$645.34+$724.00TAIFX
7$21,515$718.27$20,724$701.81+$791.00TAIFX
8$23,765$743.08$22,938$762.73+$827.00TAIFX
9$26,195$767.06$25,372$828.41+$823.00TAIFX
10$28,819$790.20$28,047$899.19+$772.00TAIFX

TAIFX vs SPHD: Complete Analysis 2026

TAIFXStock

The investment seeks current income, a portion of which is exempt from regular federal income tax, while secondarily striving for long-term growth of capital. The fund invests in a mix of American Funds in different combinations and weightings. The underlying American Funds will typically seek to generate income from their investments and may include growth-and-income, equity-income, balanced and fixed income funds. Through its investments in the underlying funds, the fund will have significant exposure to dividend-paying stocks. It will seek exposure to issuers domiciled outside the United States, including those domiciled in emerging markets.

Full TAIFX Calculator →

SPHDETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.