Is TBCIX or PM a better dividend investment in 2026?

TBCIX currently yields 5.86% with a 5% 5-year dividend growth rate. PM yields 3.49% with 2.8% growth. The better choice depends on your goal: TBCIX offers higher current income.

What is the dividend yield difference between TBCIX and PM?

TBCIX has a forward dividend yield of 5.86% ($11.03/share annually). PM yields 3.49% ($5.76/share annually). The yield gap is 2.37 percentage points.

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TBCIX vs PM: Dividend Comparison 2026

TBCIX yields 5.86% · PM yields 3.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PM wins by $20.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TBCIX

● Live price

5.86%

Share price

$188.22

Annual div

$11.03

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.4K

Annual income

$851.78

Full TBCIX calculator →

Philip Morris International

● Live price

3.49%

Share price

$164.83

Annual div

$5.76

5Y div CAGR

17.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.6K

Annual income

$2,502.61

Full PM calculator →

Portfolio growth — TBCIX vs PM

📍 PM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TBCIX	PM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TBCIX + PM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TBCIX pays

PM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TBCIX

Annual income on $10K today (after 15% tax)

$498.22/yr

After 10yr DRIP, annual income (after tax)

$724.01/yr

Annual income on $10K today (after 15% tax)

$297.03/yr

After 10yr DRIP, annual income (after tax)

$2,127.22/yr

At 15% tax rate, PM beats the other by $1,403.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TBCIX + PM for your $10,000?

TBCIX: 50%PM: 50%

100% PM50/50100% TBCIX

Portfolio after 10yr

$39.5K

Annual income

$1,677.20/yr

Blended yield

4.24%

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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

TBCIX

Analyst Ratings

Hold

Sell

Consensus: Hold

Price Target

$108.40

-42.4% upside vs current

Range: $84.00 — $125.00

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$194.30

+17.9% upside vs current

Range: $180.00 — $205.00

Altman Z

4.0

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TBCIX buys

PM buys

Politician	Chamber	Ticker	Type	Amount	Date
Joe Courtney	🏢 House	$TBCIX	▼ Sell	$1,001 - $15,000	2020-10-16

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTBCIXPM

Forward yield	5.86% ✓	3.49%
Annual dividend / share	$11.03 ✓	$5.76
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	17.2% ✓
Portfolio after 10y	$29.4K	$49.6K ✓
Annual income after 10y	$851.78	$2,502.61 ✓
Total dividends collected	$7.2K	$11.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy
Analyst price target	$108.40	$194.30 ✓

Year-by-year: TBCIX vs PM ($10,000, DRIP)

Year	TBCIX Portfolio	TBCIX Income/yr	PM Portfolio	PM Income/yr	Gap
1← crossover	$11,286	$586.14	$11,650	$409.56	$364.00 → PM
2	$12,694	$618.25	$13,592	$497.49	$898.00 → PM
3	$14,233	$649.90	$15,882	$605.21	$1.6K → PM
4	$15,910	$680.99	$18,589	$737.41	$2.7K → PM
5	$17,735	$711.45	$21,794	$899.94	$4.1K → PM
6	$19,718	$741.18	$25,597	$1,100.16	$5.9K → PM
7	$21,868	$770.13	$30,118	$1,347.30	$8.3K → PM
8	$24,197	$798.24	$35,505	$1,652.97	$11.3K → PM
9	$26,717	$825.47	$41,940	$2,031.88	$15.2K → PM
10	$29,439	$851.78	$49,643	$2,502.61	$20.2K → PM

TBCIX vs PM: Complete Analysis 2026

TBCIX — Stock

The investment seeks long-term capital growth; income is a secondary objective. The fund will normally invest at least 80% of its net assets (including any borrowings for investment purposes) in the common stocks of large and medium-sized blue chip growth companies. It focuses on companies with leading market positions, seasoned management, and strong financial fundamentals. The fund is non-diversified.

Full TBCIX Calculator →

PM — Consumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.