Is TBCIX or XYLD a better dividend investment in 2026?

TBCIX currently yields 5.86% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between TBCIX and XYLD?

TBCIX has a forward dividend yield of 5.86% ($11.03/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.12 percentage points.

Home › Compare › TBCIX vs XYLD

TBCIX vs XYLD: Dividend Comparison 2026

TBCIX yields 5.86% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TBCIX wins by $4.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TBCIX

● Live price

5.86%

Share price

$188.22

Annual div

$11.03

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.4K

Annual income

$851.78

Full TBCIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — TBCIX vs XYLD

📍 TBCIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TBCIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, TBCIX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

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TBCIX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TBCIX

Annual income on $10K today (after 15% tax)

$498.22/yr

After 10yr DRIP, annual income (after tax)

$724.01/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,012.15/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of TBCIX + XYLD for your $10,000?

TBCIX: 50%XYLD: 50%

100% XYLD50/50100% TBCIX

Portfolio after 10yr

$27.4K

Annual income

$2,035.40/yr

Blended yield

7.44%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on XYLD right now

TBCIX

Analyst Ratings

Hold

Sell

Consensus: Hold

Price Target

$108.40

-42.4% upside vs current

Range: $84.00 — $125.00

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TBCIX buys

XYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Joe Courtney	🏢 House	$TBCIX	▼ Sell	$1,001 - $15,000	2020-10-16

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTBCIXXYLD

Forward yield	5.86%	10.98% ✓
Annual dividend / share	$11.03 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$29.4K ✓	$25.3K
Annual income after 10y	$851.78	$3,219.02 ✓
Total dividends collected	$7.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: TBCIX vs XYLD ($10,000, DRIP)

Year	TBCIX Portfolio	TBCIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,286	$586.14	$10,818	$1,098.39	+$468.00 → TBCIX
2	$12,694	$618.25	$11,738	$1,222.51	+$956.00 → TBCIX
3	$14,233	$649.90	$12,774	$1,364.64	+$1.5K → TBCIX
4	$15,910	$680.99	$13,944	$1,527.86	+$2.0K → TBCIX
5	$17,735	$711.45	$15,270	$1,715.87	+$2.5K → TBCIX
6	$19,718	$741.18	$16,775	$1,933.09	+$2.9K → TBCIX
7	$21,868	$770.13	$18,490	$2,184.87	+$3.4K → TBCIX
8	$24,197	$798.24	$20,450	$2,477.63	+$3.7K → TBCIX
9	$26,717	$825.47	$22,697	$2,819.19	+$4.0K → TBCIX
10	$29,439	$851.78	$25,280	$3,219.02	+$4.2K → TBCIX

TBCIX vs XYLD: Complete Analysis 2026

TBCIX — Stock

The investment seeks long-term capital growth; income is a secondary objective. The fund will normally invest at least 80% of its net assets (including any borrowings for investment purposes) in the common stocks of large and medium-sized blue chip growth companies. It focuses on companies with leading market positions, seasoned management, and strong financial fundamentals. The fund is non-diversified.

Full TBCIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.