Is TBCRF or ADC a better dividend investment in 2026?

TBCRF currently yields 10.37% with a 5% 5-year dividend growth rate. ADC yields 4.13% with 5.2% growth. The better choice depends on your goal: TBCRF offers higher current income.

What is the dividend yield difference between TBCRF and ADC?

TBCRF has a forward dividend yield of 10.37% ($0.50/share annually). ADC yields 4.13% ($3.10/share annually). The yield gap is 6.24 percentage points.

Home › Compare › TBCRF vs ADC

TBCRF vs ADC: Dividend Comparison 2026

TBCRF yields 10.37% · ADC yields 4.13%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TBCRF wins by $572.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TBCRF

● Live price

10.37%

Share price

$4.81

Annual div

$0.50

5Y div CAGR

35.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$751.9K

Annual income

$390,981.59

Full TBCRF calculator →

ADC

Agree Realty Corporation

● Live price

4.13%

Share price

$74.97

Annual div

$3.10

5Y div CAGR

40.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$178.9K

Annual income

$80,797.29

Full ADC calculator →

Portfolio growth — TBCRF vs ADC

📍 TBCRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TBCRF	ADC
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TBCRF + ADC cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TBCRF pays

ADC pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TBCRF

Annual income on $10K today (after 15% tax)

$881.14/yr

After 10yr DRIP, annual income (after tax)

$332,334.35/yr

ADC

Annual income on $10K today (after 15% tax)

$351.36/yr

After 10yr DRIP, annual income (after tax)

$68,677.70/yr

At 15% tax rate, TBCRF beats the other by $263,656.66/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TBCRF + ADC for your $10,000?

TBCRF: 50%ADC: 50%

100% ADC50/50100% TBCRF

Portfolio after 10yr

$465.4K

Annual income

$235,889.44/yr

Blended yield

50.68%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

TBCRF

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.4

Piotroski

5/9

ADC

Analyst Ratings

Strong

Buy

Hold

Consensus: Buy

Price Target

$81.06

+8.1% upside vs current

Range: $75.00 — $84.50

Altman Z

1.6

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TBCRF buys

ADC buys

No recent congressional trades found for TBCRF or ADC in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTBCRFADC

Forward yield	10.37% ✓	4.13%
Annual dividend / share	$0.50	$3.10 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	35.3%	40.4% ✓
Portfolio after 10y	$751.9K ✓	$178.9K
Annual income after 10y	$390,981.59 ✓	$80,797.29
Total dividends collected	$687.3K ✓	$156.7K
Payment frequency	quarterly	monthly
Sector	Stock	REIT
Analyst consensus	Hold	Buy

Year-by-year: TBCRF vs ADC ($10,000, DRIP)

Year	TBCRF Portfolio	TBCRF Income/yr	ADC Portfolio	ADC Income/yr	Gap
1← crossover	$12,103	$1,402.56	$10,990	$580.36	+$1.1K → TBCRF
2	$15,096	$2,146.42	$12,301	$860.26	+$2.8K → TBCRF
3	$19,538	$3,385.45	$14,104	$1,298.62	+$5.4K → TBCRF
4	$26,447	$5,540.54	$16,691	$2,008.16	+$9.8K → TBCRF
5	$37,781	$9,483.05	$20,580	$3,205.09	+$17.2K → TBCRF
6	$57,556	$17,130.28	$26,754	$5,330.02	+$30.8K → TBCRF
7	$94,583	$32,998.62	$37,196	$9,345.14	+$57.4K → TBCRF
8	$169,774	$68,570.16	$56,244	$17,523.09	+$113.5K → TBCRF
9	$337,293	$155,634.76	$94,286	$35,736.21	+$243.0K → TBCRF
10	$751,885	$390,981.59	$178,949	$80,797.29	+$572.9K → TBCRF

TBCRF vs ADC: Complete Analysis 2026

TBCRF — Stock

Timbercreek Financial Corp., a mortgage investment company, provides shorter-duration structured financing solutions to commercial real estate investors in Canada. It focuses on lending against income-producing commercial real estate properties, such as multi-residential, office, and retail buildings located in urban markets. The company was founded in 2016 and is headquartered in Toronto, Canada.

Full TBCRF Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

📬

Get this TBCRF vs ADC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TBCRF vs SCHD TBCRF vs JEPI TBCRF vs O TBCRF vs KO TBCRF vs MAIN TBCRF vs NNN TBCRF vs EPRT TBCRF vs FCPT

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.