Is TBCRF or RYLD a better dividend investment in 2026?

TBCRF currently yields 10.07% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between TBCRF and RYLD?

TBCRF has a forward dividend yield of 10.07% ($0.50/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 2.07 percentage points.

Home › Compare › TBCRF vs RYLD

TBCRF vs RYLD: Dividend Comparison 2026

TBCRF yields 10.07% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 TBCRF wins by $647.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

TBCRF

● Live price

10.07%

Share price

$4.95

Annual div

$0.50

5Y div CAGR

35.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$691.9K

Annual income

$354,845.54

Full TBCRF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — TBCRF vs RYLD

📍 TBCRF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	TBCRF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, TBCRF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

TBCRF pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TBCRF

Annual income on $10K today (after 15% tax)

$856.22/yr

After 10yr DRIP, annual income (after tax)

$301,618.71/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, TBCRF beats the other by $299,419.46/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TBCRF + RYLD for your $10,000?

TBCRF: 50%RYLD: 50%

100% RYLD50/50100% TBCRF

Portfolio after 10yr

$368.2K

Annual income

$178,716.44/yr

Blended yield

48.53%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on TBCRF right now

TBCRF

Analyst Ratings

Buy

Hold

Consensus: Hold

Altman Z

0.4

Piotroski

5/9

RYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TBCRF buys

RYLD buys

No recent congressional trades found for TBCRF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricTBCRFRYLD

Forward yield	10.07%	12.14% ✓
Annual dividend / share	$0.50	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	35.3% ✓	0%
Portfolio after 10y	$691.9K ✓	$44.5K
Annual income after 10y	$354,845.54 ✓	$2,587.35
Total dividends collected	$630.1K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: TBCRF vs RYLD ($10,000, DRIP)

Year	TBCRF Portfolio	TBCRF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,063	$1,362.89	$11,914	$1,213.65	+$149.00 → TBCRF
2	$14,986	$2,078.87	$14,099	$1,351.30	+$887.00 → TBCRF
3	$19,301	$3,265.74	$16,580	$1,494.55	+$2.7K → TBCRF
4	$25,970	$5,318.42	$19,384	$1,642.61	+$6.6K → TBCRF
5	$36,837	$9,048.93	$22,535	$1,794.70	+$14.3K → TBCRF
6	$55,646	$16,230.06	$26,063	$1,950.00	+$29.6K → TBCRF
7	$90,542	$31,001.31	$29,995	$2,107.69	+$60.5K → TBCRF
8	$160,665	$63,784.15	$34,361	$2,266.99	+$126.3K → TBCRF
9	$315,029	$143,118.13	$39,194	$2,427.12	+$275.8K → TBCRF
10	$691,927	$354,845.54	$44,525	$2,587.35	+$647.4K → TBCRF

TBCRF vs RYLD: Complete Analysis 2026

TBCRF — Stock

Timbercreek Financial Corp., a mortgage investment company, provides shorter-duration structured financing solutions to commercial real estate investors in Canada. It focuses on lending against income-producing commercial real estate properties, such as multi-residential, office, and retail buildings located in urban markets. The company was founded in 2016 and is headquartered in Toronto, Canada.

Full TBCRF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this TBCRF vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TBCRF vs SCHD TBCRF vs JEPI TBCRF vs O TBCRF vs KO TBCRF vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.