Home › Compare › TBNK vs O

TBNK vs O: Dividend Comparison 2026

TBNK yields 0.48% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $14.5K in total portfolio value
10 years
TBNK
TBNK
● Live price
0.48%
Share price
$8.33
Annual div
$0.04
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$0.05
Full TBNK calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.18
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,098.20
Full O calculator →

Portfolio growth — TBNK vs O

📍 O pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTBNKO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TBNK + O cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TBNK pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TBNK
Annual income on $10K today (after 15% tax)
$40.82/yr
After 10yr DRIP, annual income (after tax)
$0.04/yr
O
Annual income on $10K today (after 15% tax)
$448.90/yr
After 10yr DRIP, annual income (after tax)
$4,333.47/yr
At 15% tax rate, O beats the other by $4,333.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TBNK + O for your $10,000?

TBNK: 50%O: 50%
100% O50/50100% TBNK
Portfolio after 10yr
$27.0K
Annual income
$2,549.12/yr
Blended yield
9.45%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

TBNK
Analyst Ratings
1
Buy
6
Hold
Consensus: Hold
Price Target
$8.50
+2.0% upside vs current
Range: $8.50 — $8.50
Altman Z
0.2
Piotroski
3/9
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.6% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TBNK buys
0
O buys
0
No recent congressional trades found for TBNK or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTBNKO
Forward yield0.48%5.28% ✓
Annual dividend / share$0.04$3.23 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%15.1% ✓
Portfolio after 10y$19.8K$34.2K ✓
Annual income after 10y$0.05$5,098.20 ✓
Total dividends collected$48.00 ✓$20.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst consensusHoldHold
Analyst price target$8.50$64.00 ✓

Year-by-year: TBNK vs O ($10,000, DRIP)

YearTBNK PortfolioTBNK Income/yrO PortfolioO Income/yrGap
1← crossover$10,724$24.01$10,818$607.86$94.00 → O
2$11,487$12.03$11,786$741.30$299.00 → O
3$12,297$6.02$12,944$910.50$647.00 → O
4$13,161$3.01$14,343$1,127.28$1.2K → O
5$14,083$1.51$16,053$1,408.17$2.0K → O
6$15,070$0.75$18,167$1,776.65$3.1K → O
7$16,125$0.38$20,815$2,266.60$4.7K → O
8$17,254$0.19$24,179$2,927.66$6.9K → O
9$18,462$0.09$28,521$3,833.95$10.1K → O
10$19,754$0.05$34,218$5,098.20$14.5K → O

TBNK vs O: Complete Analysis 2026

TBNK — Stock

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and Super NOW accounts. It also provides various loan products comprising one-to four-family residential mortgage; home equity; consumer; multi-family mortgage; commercial business; and construction, commercial, and other nonresidential real estate loans, as well as lines of credit and investment securities. In addition, the company engages in insurance agency activities. Further, it provides various non-deposit investments, including annuities and mutual funds through a third-party broker-dealer. The company operates through a network of 29 full-service branches located in the state of Hawaii. Territorial Bancorp Inc. was founded in 1921 and is based in Honolulu, Hawaii.

Full TBNK Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
📬

Get this TBNK vs O comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

TBNK vs SCHDTBNK vs JEPITBNK vs KOTBNK vs MAINTBNK vs STAGTBNK vs ADCTBNK vs NNNTBNK vs VICI

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.