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TCAL vs XYLD: Dividend Comparison 2026

TCAL yields 11.71% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 TCAL wins by $18.0K in total portfolio value
10 years
TCAL
TCAL
● Live price
11.71%
Share price
$22.41
Annual div
$2.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.3K
Annual income
$2,431.93
Full TCAL calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — TCAL vs XYLD

📍 TCAL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCALXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, TCAL + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
TCAL pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCAL
Annual income on $10K today (after 15% tax)
$994.97/yr
After 10yr DRIP, annual income (after tax)
$2,067.14/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $669.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCAL + XYLD for your $10,000?

TCAL: 50%XYLD: 50%
100% XYLD50/50100% TCAL
Portfolio after 10yr
$34.3K
Annual income
$2,825.48/yr
Blended yield
8.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCAL buys
0
XYLD buys
0
No recent congressional trades found for TCAL or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCALXYLD
Forward yield11.71% ✓10.98%
Annual dividend / share$2.62$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$43.3K ✓$25.3K
Annual income after 10y$2,431.93$3,219.02 ✓
Total dividends collected$17.9K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TCAL vs XYLD ($10,000, DRIP)

YearTCAL PortfolioTCAL Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,871$1,170.55$10,818$1,098.39+$1.1K → TCAL
2$14,000$1,298.60$11,738$1,222.51+$2.3K → TCAL
3$16,411$1,431.37$12,774$1,364.64+$3.6K → TCAL
4$19,128$1,568.14$13,944$1,527.86+$5.2K → TCAL
5$22,176$1,708.18$15,270$1,715.87+$6.9K → TCAL
6$25,579$1,850.74$16,775$1,933.09+$8.8K → TCAL
7$29,364$1,995.10$18,490$2,184.87+$10.9K → TCAL
8$33,560$2,140.53$20,450$2,477.63+$13.1K → TCAL
9$38,196$2,286.36$22,697$2,819.19+$15.5K → TCAL
10$43,301$2,431.93$25,280$3,219.02+$18.0K → TCAL

TCAL vs XYLD: Complete Analysis 2026

TCAL — Stock

The fund seeks to provide regular distributions while aiming for capital preservation with potential for capital appreciation.

Full TCAL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.