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TCBC vs JEPQ: Dividend Comparison 2026

TCBC yields 0.46% · JEPQ yields 11.10%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPQ wins by $24.5K in total portfolio value
10 years
TCBC
TCBC
● Live price
0.46%
Share price
$21.65
Annual div
$0.10
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$47.60
Full TCBC calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — TCBC vs JEPQ

📍 JEPQ pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodTCBCJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, TCBC + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
TCBC pays
JEPQ pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

TCBC
Annual income on $10K today (after 15% tax)
$39.26/yr
After 10yr DRIP, annual income (after tax)
$40.46/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, JEPQ beats the other by $1,789.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of TCBC + JEPQ for your $10,000?

TCBC: 50%JEPQ: 50%
100% JEPQ50/50100% TCBC
Portfolio after 10yr
$32.6K
Annual income
$1,100.09/yr
Blended yield
3.38%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

TCBC buys
0
JEPQ buys
0
No recent congressional trades found for TCBC or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricTCBCJEPQ
Forward yield0.46%11.10%
Annual dividend / share$0.10$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.3K$44.8K
Annual income after 10y$47.60$2,152.59
Total dividends collected$470.00$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TCBC vs JEPQ ($10,000, DRIP)

YearTCBC PortfolioTCBC Income/yrJEPQ PortfolioJEPQ Income/yrGap
1← crossover$10,746$46.19$11,930$1,110.39$1.2KJEPQ
2$11,545$46.39$14,133$1,224.34$2.6KJEPQ
3$12,400$46.58$16,632$1,340.46$4.2KJEPQ
4$13,314$46.75$19,454$1,457.97$6.1KJEPQ
5$14,293$46.92$22,626$1,576.08$8.3KJEPQ
6$15,341$47.07$26,175$1,694.09$10.8KJEPQ
7$16,462$47.22$30,133$1,811.32$13.7KJEPQ
8$17,661$47.35$34,531$1,927.17$16.9KJEPQ
9$18,945$47.48$39,403$2,041.08$20.5KJEPQ
10$20,319$47.60$44,787$2,152.59$24.5KJEPQ

TCBC vs JEPQ: Complete Analysis 2026

TCBCStock

TC Bancshares, Inc. operates as the holding company for TC Federal Bank that provides various banking services for individual and commercial customers in the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also offers lending products comprising single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans, construction loans, land development loans, and SBA/USDA guaranteed loans. It operates one branch in Thomasville, Georgia, and one in Tallahassee, Florida, as well as loan production offices in Tallahassee, Florida and Savannah, Georgia. The company was founded in 1934 and is based in Thomasville, Georgia.

Full TCBC Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.